45 Oak St, Shelby, OH 44875 Property Records

Richland County property record for 45 Oak St, Shelby, OH 44875

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,735 sqft · built 1900
Lot Size	0.186 acres (8,102 sqft)
Owner	Company Name on File
Last Sale	$70,000 (Oct 2023)
Tax Bill	$960 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Oct 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`046-08-062-07-000`

Property Details

APN / Parcel Number

Primary APN	`046-08-062-07-000`
Alternative APN	`05121`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,735 sqft Living Area
1st Floor Area	448 sqft
Basement Area	42 sqft
Unfinished Basement	42 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum Siding
Lot Area	8,102 sqft (0.186 acres)
Lot Dimensions	150 ft deep x 54 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	144 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	45 OAK ST
City	SHELBY
State	OH
Zip	44875-1305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1066 59 X 150
Legal Subdivision	SHELBY
Jurisdiction	RICHLAND OH
Township / Civil Division	SHARON
Census Block Group	4
Census Block	4038
Census Tract	2600

Owner

45 Oak St is owned by a company that bought it in October 2023.

Source: Richland County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	3995 SPECTACLE DR, COLUMBUS, OH 43230-8505
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2023	Deed of Trust, Mortgage SUTTON BANK
Oct 5, 2023	Warranty Deed, Transfer BARRISTER TITLE GROUP
Sep 27, 2019	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2023 · Amount on File
Deed Sale	Oct 5, 2023 · Amount on File
Prior Sale	Feb 23, 2004 · Amount on File
Deed Document Number	20239776
Deed Book / Page	3008 / 1706
Prior Transfer Date	Sep 12, 2019
Prior Transfer Doc	02731/0727
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	45 OAK ST, SHELBY, OH 44875-1305
Transaction Type	Mortgage
Record Updated	Nov 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03009/3907
Date	Nov 14, 2023
Book Page	3009/3907
Instrument	202300011358

Lender

Name	SUTTON BANK
Type	Bank
Address	MANSFIELD, OH 44906

Agreement

Amount	Amount on Record

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Oct 5, 2023
Property Address	45 OAK ST, SHELBY, OH 44875-1305
Document Number	03008/1706
Book / Page	3008 / 1706
Instrument Date	Oct 4, 2023
Instrument	202300009776
Transaction Type	Transfer
Record Updated	Oct 24, 2023
Title Company	BARRISTER TITLE GROUP

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3995 SPECTACLE DR, COLUMBUS, OH 43230-8505

September 2019: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	RICHLAND OH
Recording Date	Sep 27, 2019
Property Address	45 OAK ST, SHELBY, OH 44875-1305
Document Number	02731/0727
Book / Page	2731 / 0727
Map Reference	OR 1354 PG 0150
Instrument Date	Sep 12, 2019
Instrument	201900010993
Transaction Type	Transfer
Record Updated	Feb 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 MCKINLEY PL, SHELBY, OH 44875-1474

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 45 Oak St was $960.

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Sharon Township
Municipality	Shelby City
Unified School District	Shelby City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$960.00	$24,520 (-) Land $4,160 Building $20,360
2024	$960.00 (-12.49%)	$24,520 (-12.37%) Land $4,160 Building $20,360
2023	$1,097.00 (+4.78%)	$27,980 (+17.02%) Land $4,160 Building $23,820	$70,060 Land $11,880 Building $58,180
2022	$1,047.00	$23,910 Land $4,460 Building $19,450
2020			$68,310 Land $12,740 Building $55,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 45 Oak St in Zone X, an area of minimal flood risk, though there have been 82 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	82 (1979–2011)
Claims Outside the SFHA	11 of 82
Most Recent Claim	Feb 2011 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 39 claims Severe Storms And Flooding, Jun 2004 · 6 claims Severe Storms & Flooding, Jul 1987 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 45 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELBY CITY serves 9,453 people · EPA ID OH7004511
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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