Penobscot County and Orono Town property record for 45 Oak St, Orono, ME 04473
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,910 sqft · built 1900 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,924 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | M:027=012 L:029 |
| Primary APN | M:027=012 L:029 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,910 sqft Living Area |
| Gross Area | 2,865 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,663 sqft (0.13 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1303 |
|---|---|
| Street Address | 45 OAK ST |
| City | ORONO |
| State | ME |
| Zip | 04473-4046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 29 |
| Jurisdiction | ORONO ME |
| Township / Civil Division | ORONO |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 6100 |
45 Oak St, a single family home, is held in a trust.
Source: Penobscot County and Orono Town records, as of July 30, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 248, ORONO, ME 04473-0248 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 45 Oak St was $3,924, up 1.6% from the year before.
Source: Penobscot County and Orono Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| County Subdivision | Orono Town |
| Unified School District | Regional School Unit 26 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,924.00 (+1.61%) | $197,200 (+9.01%) Land $31,000 Building $166,200 | |
| 2024 | $3,862.00 (+0.39%) | $180,900 (+10.04%) Land $28,400 Building $152,500 | |
| 2023 | $3,847.00 (-1.69%) | $164,400 (-) Land $25,800 Building $138,600 | $308,180 |
| 2022 | $3,913.00 | $164,400 Land $25,800 Building $138,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Oak St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1987) |
| Most Recent Claim | Apr 1987 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Oak St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORONO-VEAZIE WATER DISTRICT serves 5,793 people · EPA ID ME0091210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 10 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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