45 Oak Ridge Loop, Crofton, NE 68730 Property Records

Knox County property record for 45 Oak Ridge Loop, Crofton, NE 68730

Property Summary

Property Type	Single Family Home
Details	2 ba · 840 sqft · built 1982
Lot Size	1.48 acres (64,554 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (May 2019)
Tax Bill	$2,265 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`540010763`

Property Details

APN / Parcel Number

Primary APN	`540010763`

Interior

Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	840 sqft Living Area
1st Floor Area	840 sqft
Basement Area	840 sqft
Finished Basement	840 sqft
Unfinished Basement	630 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	64,554 sqft (1.48 acres)
Lot Depth	64,553 ft Depth
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Deck Area	24 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	45 OAK RIDGE LOOP
City	CROFTON
State	NE
Zip	68730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	06-RECREAT
Legal Description	HIDEAWAY ACRES OUTLOTS OUTLOT 45 LS TR LYING SW OF LOT 45, PT LOT 45
Legal Lot Number	45
Jurisdiction	KNOX NE
Township / Civil Division	NORTH FRANKFORT
Census Block Group	1
Census Block	1000
Census Tract	976400

Owner

Source: Knox County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	56022 US HIGHWAY 275, NORFOLK, NE 68701-1515
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2018	Deed of Trust, Mortgage · Line of Credit MIDWEST BANK NA
May 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST BANK NA
May 24, 2019	Survivorship Deed, Transfer · Conventional Mortgage MIDWEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2019 · Amount on Record
Deed Sale	May 24, 2019 · Amount on Record
Deed Document Number	2019685
Deed Book / Page	145 / 236
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX NE
Property Address	45 OAK RIDGE LOOP, CROFTON, NE 68730
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000224/516
Date	Jul 27, 2018
Book Page	224/516
Instrument	2018-01036

Lender

Name	MIDWEST BANK NA
Type	Bank
Address	NORFOLK, NE 68701

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX NE
Property Address	45 OAK RIDGE LOOP, CROFTON, NE 68730
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000233/203
Date	May 5, 2020
Book Page	233/203
Instrument	2020-00595

Lender

Name	MIDWEST BANK NA
Type	Bank
Address	NORFOLK, NE 68701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

May 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	KNOX NE
Recording Date	May 24, 2019
Property Address	45 OAK RIDGE LOOP, CROFTON, NE 68730
Document Number	000145/236
Book / Page	145 / 236
Instrument Date	May 20, 2019
Instrument	2019-00685
Transaction Type	Transfer
Record Updated	Mar 12, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$427.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	00000228/4
Date	May 24, 2019
Book Page	228/4
Instrument	2019-00686

Lender

Name	MIDWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Knox County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Knox County
County Subdivision	North Frankfort Township
Unified School District	Crofton Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$314,495 (+10.5%) Land $62,670 Building $251,825	$314,495 (+10.5%) Land $62,670 Building $251,825
2025	$2,265.00 (-20.78%)	$284,610 (+20.9%) Land $45,765 Building $238,845	$284,610 (+20.9%) Land $45,765 Building $238,845
2023	$2,859.00	$235,415 Land $45,765 Building $189,650	$235,415 Land $45,765 Building $189,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	Apr 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 65% of Nebraska
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Plains Communications Fiber	2,000 / 2,000
Hartington Telecommunications Fiber	1,000 / 1,000
South Dakota Wireless Internet Fixed Wireless	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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