45 Oak Ave, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 45 Oak Ave, Smithtown, NY 11787

Property Summary

Property Type	Single Family Home
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$432,500 (Jan 2024)
Tax Bill	$10,547 (2024)
Deeds & Mortgages	Jan 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`473489 103.-2-54`

Property Details

APN / Parcel Number

Primary APN	`473489 103.-2-54`
Alternative APNs	`0800-103.00-02.00-054.000` `348910300000020540000000`

Exterior

Lot Area	8,276 sqft (0.19 acres)

Location & Zoning

Street Address	45 OAK AVE
City	SMITHTOWN
State	NY
Zip	11787-3513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	103.-2-54 *1491 LOT 16 MAP OF CRESTWOOD
Legal Block	2
Legal Lot Number	54
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	1
Census Block	1012
Census Tract	134909

Owner

45 Oak Ave is owned by two individuals who bought it in January 2024.

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21 CACTUS LN, KINGS PARK, NY 11754-3912
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2024 · Amount on File
Deed Sale	Jan 5, 2024 · Amount on File
Deed Book / Page	13231 / 561
Record Updated	Sep 20, 2026

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jan 5, 2024
Property Address	45 OAK AVE, SMITHTOWN, NY 11787-3513
Document Number	0132310561
Book / Page	13231 / 561
Instrument Date	Nov 8, 2023
Transaction Type	Transfer
Record Updated	Mar 26, 2024
Title Company	NOT AVAILABLE, WESTCORE TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 CACTUS LN, KINGS PARK, NY 11754-3912

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Smithtown Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,010 Land $400 Building $3,610	$501,250 Land $50,000 Building $451,250
2024	$10,547.00
2023		$4,010 Land $400 Building $3,610	$4,609 Land $460 Building $4,149

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 45 Oak Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Oak Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20