South Kingstown Town property record for 45 Northup St, Wakefield, RI 02879
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,592 sqft · built 1936 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Individual Name on File |
| Last Sale | $315,000 (Mar 2008) |
| Tax Bill | $3,656 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jul 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R-23-1091-50 |
| Primary APN | R-23-1091-50 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,592 sqft Living Area |
| Gross Area | 2,657 sqft |
| 1st Floor Area | 872 sqft |
| Basement Area | 872 sqft |
| Unfinished Basement | 872 sqft |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,909 sqft (0.48 acres) |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | R-23-1091-50 |
|---|---|
| Street Address | 45 NORTHUP ST |
| City | WAKEFIELD |
| State | RI |
| Zip | 02879-3113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Lot Number | 66 |
| Jurisdiction | SOUTH KINGSTOWN RI |
| Township / Civil Division | SOUTH KINGSTOWN |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 51202 |
45 Northup St is owned and occupied by an individual who bought it in March 2008.
Source: South Kingstown Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 NORTHUP ST, WAKEFIELD, RI 02879-3113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 8, 2026 | Deed of Trust, Mortgage · Line of Credit NAVIGANT CREDIT UNION |
| Jul 31, 2017 | Deed of Trust, Mortgage FIRST HOME MORTGAGE CORP |
| Apr 28, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NFM LENDING |
| Sep 2, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2008 · Amount on File |
| Deed Sale | Mar 31, 2008 · Amount on File |
| Prior Sale | Sep 25, 2003 · Amount on File |
| Deed Book / Page | 1315 / 343 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOUTH KINGSTOWN RI |
| Recording Date | Jun 8, 2026 |
| Property Address | 45 NORTHUP ST, WAKEFIELD, RI 02879-3113 |
| Document Number | 01934-0720 |
| Book / Page | 1934 / 720 |
| Instrument Date | May 26, 2026 |
| Instrument | 202644238 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 45 NORTHUP ST, WAKEFIELD, RI 02879-3113 |
| Document Number | 0000044238, |
|---|---|
| Date | Jun 8, 2026 |
| Book Page | 1934/720 |
| Instrument | 202644238 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 1, 2046 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOUTH KINGSTOWN RI |
| Property Address | 45 NORTHUP ST, SOUTH KINGSTOWN, RI 02879-3113 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1648-655 |
|---|---|
| Date | Jul 31, 2017 |
| Book Page | 1648/655 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOUTH KINGSTOWN RI |
| Property Address | 45 NORTHUP ST, SOUTH KINGSTOWN, RI 02879-3113 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1740-47 |
|---|---|
| Date | Apr 28, 2020 |
| Book Page | 1740/47 |
| Instrument | 5554 |
| Name | NFM LENDING |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOUTH KINGSTOWN RI |
| Property Address | 45 NORTHUP ST, SOUTH KINGSTOWN, RI 02879-3113 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1755-702 |
|---|---|
| Date | Sep 2, 2020 |
| Book Page | 1755/702 |
| Instrument | 8478 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 45 Northup St was $3,656.
Source: South Kingstown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | South Kingstown Town |
| Unified School District | South Kingstown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,656.00 | $408,900 Land $175,400 Building $233,500 | $571,331 |
| 2023 | $3,589.00 (+0.9%) | $324,800 (-) Land $134,900 Building $189,900 | |
| 2022 | $3,557.00 | $324,800 Land $134,900 Building $189,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Northup St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Northup St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER WAKEFIELD RHODE ISLAND INC private · serves 21,225 people · EPA ID RI1615624 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 E. coli resolved · Aug 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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