Monroe County and Greece Town property record for 45 Northgate Rd, Rochester, NY 14616
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,536 sqft · built 1950 |
| Lot Size | 0.241 acres (10,518 sqft) |
| Owner | Individual Name on File |
| Last Sale | $87,000 (May 2003) |
| Tax Bill | $5,417 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Jun 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 262800 060.10-1-10 |
| Primary APN | 262800 060.10-1-10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,536 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Upper Floors Area | 768 sqft |
| Game Room | Game Room |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,518 sqft (0.241 acres) |
| Lot Dimensions | 150 ft deep x 70.1 ft wide |
| Garage Type | Attached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 190 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 06001916000 |
|---|---|
| Street Address | 45 NORTHGATE RD |
| City | ROCHESTER |
| State | NY |
| Zip | 14616-3045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2ND DIV L11 T2 NORTH GATE 123-56 L31 |
| Legal Subdivision | NORTHGATE SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 10.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | GREECE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 13702 |
Source: Monroe County and Greece Town records · APN 262800 060.10-1-10
Assessment roll updated March 30, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 NORTHGATE RD, ROCHESTER, NY 14616-3045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 02, 2022 | Deed of Trust, Mortgage · Line of Credit ESL FCU |
| Jun 02, 2022 | Deed of Trust, Mortgage · Line of Credit ESL FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 22, 2003 · Amount on Record |
| Deed Sale | May 22, 2003 · Amount on Record |
| Prior Sale | Nov 17, 1995 · Amount on Record |
| Deed Book / Page | 9789 / 385 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 45 NORTHGATE RD, ROCHESTER, NY 14616-3045 |
| Transaction Type | Mortgage |
| Record Updated | Jul 05, 2022 |
| Title Company | STEWART TITLE INS CO UPSTATE |
| Name | Verified Name |
|---|
| Document Number | 0000000032 |
|---|---|
| Date | Jun 02, 2022 |
| Book Page | 29909/295 |
| Instrument | 202206020032 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14604 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 45 NORTHGATE RD, ROCHESTER, NY 14616-3045 |
| Transaction Type | Mortgage |
| Record Updated | Jul 05, 2022 |
| Title Company | STEWART TITLE INS CO UPSTATE |
| Name | Verified Name |
|---|
| Document Number | 0000000031 |
|---|---|
| Date | Jun 02, 2022 |
| Book Page | 29909/286 |
| Instrument | 202206020031 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14604 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 16, 2037 |
Source: Monroe County and Greece Town records · Assessment roll updated March 30, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Greece Town |
| Unified School District | Greece Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,417.00 (+15.28%) | $120,200 (-) Land $18,000 Building $102,200 | $197,000 (+40.95%) Land $29,501 Building $167,499 |
| 2023 | $120,200 (+6.37%) Land $18,000 Building $102,200 | $139,767 (+6.37%) Land $20,930 Building $118,837 | |
| 2022 | $113,000 Land $20,000 Building $93,000 | $131,400 Land $23,257 Building $108,143 | |
| 2021 | $4,699.00 |
Source: FEMA National Flood Hazard Layer as of May 27, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Holding Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Empire Telephone Corporation/North Penn Telephone Company.
Based on FCC filings for 494 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MCWA public/private · serves 525,262 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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