45 Northgate Ct, Lynch Station, VA 24571 Property Records

Campbell County property record for 45 Northgate Ct, Lynch Station, VA 24571

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,554 sqft · built 1998
Lot Size	2.12 acres (92,478 sqft)
Owner	2 Individual Names on File
Last Sale	$274,900 (Aug 2017)
Tax Bill	$1,910 (2026)
Deeds & Mortgages	May 2021 Refinance Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`68A-7-13`

Property Details

APN / Parcel Number

Primary APN	`68A-7-13`
Alternative APNs	`068A-07000-013-0` `000234600` `234600`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,554 sqft Living Area
Basement Area	284 sqft
Finished Basement	284 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	92,478 sqft (2.12 acres)
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Account Number	234600
Street Address	45 NORTHGATE CT
City	LYNCH STATION
State	VA
Zip	24571-2309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF
Legal Description	HOLLY HILLS - LOT 13 SEC 11
Legal Subdivision	HOLLY HILLS
Legal Lot Number	13
Jurisdiction	CAMPBELL VA
Township / Civil Division	ALTAVISTA
Census Block Group	3
Census Block	3027
Census Tract	20600

Owner

45 Northgate Ct is owned and occupied by two individuals who acquired it in August 2021.

Source: Campbell County records, as of August 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 NORTHGATE CT, LYNCH STATION, VA 24571-2309
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC
Aug 21, 2017	Warranty Deed, Transfer · VA Mortgage BANK OF THE JAMES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2017 · Amount on File
Deed Sale	Aug 21, 2017 · Amount on File
Deed Document Number	20174227
Last Transfer Date	Aug 1, 2021
Transfer Doc	0000005841
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL VA
Property Address	45 NORTHGATE CT, LYNCH STATION, VA 24571-2309
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210003694
Date	May 18, 2021
Instrument	210003694

Lender

Name	QUICKEN LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.5%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL VA
Recording Date	Aug 21, 2017
Property Address	45 NORTHGATE CT, LYNCH STATION, VA 24571-2309
Document Number	170004227
Instrument Date	Aug 14, 2017
Instrument	170004227
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 NORTHGATE CT, LYNCH STATION, VA 24571-2309

Mortgage

Document Number	170004228
Date	Aug 21, 2017
Instrument	170004228

Lender

Name	BANK OF THE JAMES

Agreement

Type	VA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 45 Northgate Ct was $1,910.

Source: Campbell County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Campbell County
Unified School District	Campbell County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,910.00	$424,600 (-) Land $41,000 Building $383,600	$424,600 Land $41,000 Building $383,600
2025	$1,910.00	$424,600 Land $41,000 Building $383,600
2023	$1,910.00	$424,600 Land $41,000 Building $383,600	$424,600 Land $41,000 Building $383,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Northgate Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Northgate Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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