45 North St, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 45 North St, Rye, NY 10580

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,498 sqft · built 1955
Lot Size0.46 acres (20,038 sqft)
Owner2 Company Names on Record
Tax Bill$21,804 (2026)
Deeds & MortgagesDec 2025 Sale
Flood ZoneZone X (minimal risk)
APN551400 146-10-2-60

Property Details

APN / Parcel Number

Primary APN551400 146-10-2-60
Alternative APN
  • 140014601000020600000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area1,498 sqft Living Area
1st Floor Area1,498 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleSplit Level
Exterior MaterialWood
Lot Area20,038 sqft (0.46 acres)

Location & Zoning

Street Address45 NORTH ST
CityRYE
StateNY
Zip10580-1555
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Block2
Legal Lot Number60.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionRYE
Census Block Group1
Census Block1002
Census Tract7500

Owner

Source: Westchester County and Rye City records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address45 NORTH ST, RYE, NY 10580-1555
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateOct 8, 2025
Transfer Doc0000003189
Record UpdatedOct 29, 2026

December 2025: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionWESTCHESTER NY
Recording DateDec 8, 2025
Property Address45 NORTH ST, RYE, NY 10580-1555
Document Number0652813189
Instrument DateOct 8, 2025
Instrument652813189
Transaction TypeTransfer
Record UpdatedDec 22, 2025
Title CompanyMETROPOLIS TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address45 NORTH ST # RYE, RYE, RYE, NY 10580-1555

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
MunicipalityRye City
Unified School DistrictRye City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$21,804.00 (-29.96%)
2025$31,132.00$17,200 (-) Land $6,100 Building $11,100$1,457,627 (+6.78%) Land $516,949 Building $940,678
2024$17,200 (-) Land $6,100 Building $11,100$1,365,079 (+2.38%) Land $484,127 Building $880,952
2023$17,200 Land $6,100 Building $11,100$1,333,333 Land $472,868 Building $860,465
2020$18,614.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 45 policies
Nearby Flood Policies45 in force
Nearby Flood Claims72 (1978–2024)
Claims Outside the SFHA35 of 72
Most Recent ClaimAug 2024 · rainfall accumulation
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 19 claims
  • Hurricane Irene, Aug 2011 · 6 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 94% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK, INC. RD-2
private · serves 57,301 people · EPA ID NY5903456
Water SourcePurchased surface water from several systems
Last State InspectionAug 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
980 / 880

May also be available: T-Mobile.

Nearby Properties on North St

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