45 North St, Methuen, MA 01844 Property Records

Essex County and Methuen City property record for 45 North St, Methuen, MA 01844

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,796 sqft · built 1954
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Last Sale	$289,900 (Oct 2005)
Tax Bill	$7,522 (2026)
Deeds & Mortgages	Mar 2026 Mortgage May 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`METH M:00804 B:00073 L:00009A`

Property Details

APN / Parcel Number

Primary APN	`METH M:00804 B:00073 L:00009A`
Alternative APN	`9267`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,796 sqft Living Area
Gross Area	5,024 sqft
Basement Area	816 sqft
Unfinished Basement	612 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	9267
Street Address	45 NORTH ST
City	METHUEN
State	MA
Zip	01844-1213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Block	73
Legal Lot Number	9A
Jurisdiction	METHUEN MA
Township / Civil Division	METHUEN TOWN
Census Block Group	2
Census Block	2008
Census Tract	252602

Owner

45 North St is owned and occupied by two individuals who bought it in October 2005.

Source: Essex County and Methuen City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 NORTH ST, METHUEN, MA 01844-1213
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage VILLAGE CAPITAL & INVESTMENT LLC
May 30, 2023	Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORP
Sep 22, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) USA VETERANS ADMIN
Dec 23, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 5, 2018	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
Jun 8, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2005 · Amount on File
Deed Sale	Oct 14, 2005 · Amount on File
Prior Sale	Sep 4, 2001 · Amount on File
Deed Document Number	200539502
Deed Book / Page	9825 / 217
Transfer Doc	15109-41
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	METHUEN MA
Property Address	45 NORTH ST, METHUEN, MA 01844-1213
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	018539-178
Date	Mar 25, 2026
Book Page	18539/178
Instrument	4394

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Reverse Mortgage Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	METHUEN MA
Property Address	45 NORTH ST, METHUEN, MA 01844-1213
Transaction Type	Mortgage
Record Updated	Jun 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	017749-140
Date	May 30, 2023
Book Page	17749/140
Instrument	8147

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	METHUEN MA
Property Address	45 NORTH ST, METHUEN, MA 01844-1213
Transaction Type	Mortgage
Record Updated	Oct 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	017573-172
Date	Sep 22, 2022
Book Page	17573/172
Instrument	22227

Lender

Name	USA VETERANS ADMIN

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	METHUEN MA
Property Address	45 NORTH ST, METHUEN, MA 01844-1213
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16129-222
Date	Dec 23, 2019
Book Page	16129/222
Instrument	32599

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	METHUEN MA
Property Address	45 NORTH ST, METHUEN, MA 01844-1213
Document Number	15445-93
Instrument Date	Apr 5, 2018
Transaction Type	Mortgage
Record Updated	May 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	15445-93
Date	Apr 11, 2018
Book Page	015445/000093
Instrument	8191

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Apr 10, 2045

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	METHUEN MA
Recording Date	Jun 8, 2017
Property Address	45 NORTH ST, METHUEN, MA 01844-1213
Document Number	15109-41
Book / Page	015109 / 000041
Instrument Date	May 22, 2017
Instrument	14300
Transaction Type	Transfer
Record Updated	Jun 27, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45 NORTH ST METHUEN MA 018441213, METHUEN, MA 01844-1213

Tax Assessment & Valuation

The 2026 property tax bill for 45 North St was $7,522, up 7.8% from the year before.

Source: Essex County and Methuen City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Methuen City
Unified School District	Methuen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,522.00 (+7.83%)	$723,300 (+9.69%) Land $289,900 Building $433,400	$671,038 (-6.09%)
2025	$6,976.00 (+4.65%)	$659,400 (+7.43%) Land $275,400 Building $384,000	$714,590
2024	$6,666.00 (+0.73%)	$613,800 (+8.52%) Land $229,800 Building $384,000
2023	$6,618.00	$565,600 Land $229,700 Building $335,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 North St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2001–2004)
Most Recent Claim	Apr 2004 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 North St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METHUEN WATER DEPT serves 53,059 people · EPA ID MA3181000
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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