Otsego County and Edmeston Town property record for 45 North St, Edmeston, NY 13335 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 3 ba · 2,942 sqft · built 1870 |
| Lot Size | 1.43 acres (62,291 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Jun 2021) |
| Tax Bill | $3,489 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 362800 108.13-1-22.00 |
| Primary APN | 362800 108.13-1-22.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,942 sqft Living Area |
| 1st Floor Area | 1,874 sqft |
| 2nd Floor Area | 818 sqft |
| Upper Floors Area | 250 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 62,291 sqft (1.43 acres) |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 159 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 005500 |
|---|---|
| Street Address | 45 NORTH ST |
| City | EDMESTON |
| State | NY |
| Zip | 13335-2420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 22.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | EDMESTON |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 590401 |
Source: Otsego County and Edmeston Town records · APN 362800 108.13-1-22.00
Assessment roll updated April 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 NORTH ST, 47, EDMESTON, NY 13335-2420 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 01, 2023 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Jun 23, 2021 | Deed, Transfer · FHA Mortgage BANK OF ENGLAND |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 23, 2021 · Amount on Record |
| Deed Sale | Jun 23, 2021 · Amount on Record |
| Prior Sale | Aug 30, 2013 · Amount on Record |
| Deed Document Number | 20213511 |
| Prior Transfer Date | Jun 12, 2007 |
| Prior Transfer Doc | 1105000286 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 45 NORTH ST, EDMESTON, NY 13335-2420 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000051 |
|---|---|
| Date | Aug 01, 2023 |
| Instrument | 2023-3051 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Sep 01, 2063 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Jun 23, 2021 |
| Property Address | 45 NORTH ST, EDMESTON, NY 13335-2420 |
| Document Number | 0000000511 |
| Instrument Date | Jun 18, 2021 |
| Instrument | 2021-3511 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 174 GOTT RD, EDMESTON, NY 13335-3202 |
| Document Number | 0000000512 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 2021-3512 |
| Name | BANK OF ENGLAND |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
Source: Otsego County and Edmeston Town records · Assessment roll updated April 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Edmeston Town |
| Unified School District | Edmeston Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,489.00 | $201,000 (+79.14%) Land $15,800 Building $185,200 | $201,000 (-26.21%) Land $15,800 Building $185,200 |
| 2023 | $112,200 Land $12,400 Building $99,800 | $272,396 Land $30,104 Building $242,292 |
Source: FEMA National Flood Hazard Layer, Otsego County (36077C), updated March 20, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360775904012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 7 individual NFIP policies nearby |
| Nearby Flood Policies | 7 in force 7 of 7 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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