45 Norman St, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 45 Norman St, Marblehead, MA 01945

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,661 sqft · built 1930
Lot Size	0.215 acres (9,387 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Jun 2002)
Tax Bill	$10,548 (2025)
Deeds & Mortgages	Mar 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MARB M:0170 B:0002 L:0`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0170 B:0002 L:0`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,661 sqft Living Area
Gross Area	3,612 sqft
Basement Area	1,661 sqft
Unfinished Basement	1,661 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,387 sqft (0.215 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	45 NORMAN ST
City	MARBLEHEAD
State	MA
Zip	01945-2660
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HIST
Legal Block	2
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	1
Census Block	1003
Census Tract	203302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Marblehead Historic District listed 1984 · 988 contributing resources · NRIS 84002402

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Marblehead Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 NORMAN ST, MARBLEHEAD, MA 01945-2660
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2002 · Amount on Record
Deed Sale	Jun 28, 2002 · Amount on Record
Deed Book / Page	18880 / 459
Last Transfer Date	Mar 7, 2025
Transfer Doc	042609-540
Record Updated	Sep 20, 2026

March 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARBLEHEAD MA
Recording Date	Mar 12, 2025
Property Address	45 NORMAN ST, MARBLEHEAD, MA 01945-2660
Document Number	042609-540
Book / Page	42609 / 540
Instrument Date	Mar 7, 2025
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	45 NORMAN ST, MARBLEHEAD, MA 01945-2660

Mortgage

Document Number	0042609542
Date	Mar 12, 2025
Instrument	42609/542

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.88%
Type Change Date	Apr 1, 2032

Tax Assessment & Valuation

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,548.00 (+11.56%)	$1,165,500 (+10.44%) Land $847,300 Building $318,200	$1,090,885
2024	$9,455.00 (+1.13%)	$1,055,300 (+12.88%) Land $847,300 Building $208,000
2023	$9,349.00	$934,900 Land $729,900 Building $205,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 individual policies
Nearby Flood Policies	49 units insured incl. 2 condo units
Nearby Flood Claims	17 (1978–2024)
Claims Outside the SFHA	4 of 17
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 3 claims Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20