45 Normal Ave, Kutztown, PA 19530 Property Records

Berks County property record for 45 Normal Ave, Kutztown, PA 19530

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,350 sqft · built 1948
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$225,750 (May 2023)
Tax Bill	$1,260 (2026)
Deeds & Mortgages	May 2023 Sale Feb 2019 Construction Loan + 2 more
Flood Zone	Zone AE (high risk)
APN	`5443-12-96-8715`

Property Details

APN / Parcel Number

Primary APN	`5443-12-96-8715`
Alternative APNs	`55-5443-12-96-8715` `005865`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,350 sqft Living Area
1st Floor Area	1,350 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	45 NORMAL AVE
City	KUTZTOWN
State	PA
Zip	19530-1726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	96
Jurisdiction	BERKS PA
Township / Civil Division	KUTZTOWN
Census Block Group	3
Census Block	3003
Census Tract	14000

Owner

45 Normal Ave is owned and occupied by two individuals who acquired it in July 2025.

Source: Berks County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 NORMAL AVE, KUTZTOWN, PA 19530-1726
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Deed, Transfer WYOMISSING ABSTRACT LLC
Feb 4, 2019	Deed of Trust, Mortgage · Construction Mortgage RIVERFRONT FCU
Feb 28, 2020	Deed of Trust, Mortgage FIRST CMNWLT FCU
Nov 5, 2018	Grant Deed, Transfer STEWART ABSTRACT AND TITLE, STEWART ABSTRACT/BERKS CNTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2023 · Amount on File
Deed Sale	May 30, 2023 · Amount on File
Prior Sale	Nov 5, 2018 · Amount on File
Deed Document Number	202315268
Last Transfer Date	Jul 17, 2025
Transfer Doc	0000022012
Record Updated	Oct 29, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	May 30, 2023
Property Address	45 NORMAL AVE, KUTZTOWN, PA 19530-1726
Document Number	0000015268
Instrument Date	May 19, 2023
Instrument	2023015268
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	WYOMISSING ABSTRACT LLC

Transaction

Amount	Amount on Record
Tax	$2,257.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3017 GRACE LN, PENNSBURG, PA 18073-2333

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	45 NORMAL AVE, KUTZTOWN, PA 19530-1726
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003474
Date	Feb 4, 2019
Instrument	2019003474

Lender

Name	RIVERFRONT FCU
Type	Credit Union
Address	READING, PA 19602

Agreement

Type	Construction Mortgage
Amount	Amount on Record

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	45 NORMAL AVE, KUTZTOWN, PA 19530-1726
Document Number	0000007471
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1483 SHELBURNE CT ALLENTOWN PA 181041949, ALLENTOWN, PA 18104-1949

Mortgage

Document Number	0000007471
Date	Feb 28, 2020
Instrument	7471

Lender

Name	FIRST CMNWLT FCU
Type	Credit Union
Address	257 BRODHEAD RD, BETHLEHEM, PA 18017-8938

Agreement

Amount	Amount on Record

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Nov 5, 2018
Property Address	45 NORMAL AVE, KUTZTOWN, PA 19530-1726
Document Number	0000038403
Instrument Date	Nov 2, 2018
Instrument	38403
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT/BERKS CNTY

Transaction

Amount	Amount on Record
Tax	$1,650.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX READING PA 19612, READING, PA 19612

Tax Assessment & Valuation

The 2026 property tax bill for 45 Normal Ave was $1,260.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Kutztown Borough
Unified School District	Kutztown Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,260.00	$84,500 Land $42,000 Building $42,500	$42,000 Land $42,000
2024	$1,169.00	$84,500 Land $42,000 Building $42,500
1994			$84,500 Land $42,000 Building $42,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 45 Normal Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1978–2021)
Most Recent Claim	Sep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Normal Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KUTZTOWN BOROUGH WATER serves 14,200 people · EPA ID PA3060041
Water Source	Groundwater influenced by surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	2,000 / 200
Borough of Kutztown Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Xfinity.

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