St. Johns County property record for 45 Newton Ln, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,441 sqft · built 2022 |
| Lot Size | 0.16 acres (6,969 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $578,225 (Aug 2022) |
| Tax Bill | $6,448 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 027971-3440 |
| Primary APN | 027971-3440 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,441 sqft Living Area |
| Gross Area | 2,867 sqft |
| 1st Floor Area | 1,197 sqft |
| Flooring | Carpet |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,969 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 426 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 45 NEWTON LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-3373 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 109/1-45 SILVER LANDING LOT 344 OR5611/1312 |
| Legal Range | 28 |
| Legal Township | 06 |
| Legal Section | 38 |
| Legal Subdivision | SILVER LANDING |
| Legal Block | 1 |
| Legal Lot Number | 344 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 20908 |
Source: St. Johns County records · APN 027971-3440
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 NEWTON LN, SAINT AUGUSTINE, FL 32092-3373 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 06, 2022 | Deed of Trust, Mortgage · Conventional Mortgage DIGITAL FCU |
| Aug 05, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JET HOMELOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 05, 2022 · Amount on Record |
| Deed Sale | Aug 05, 2022 · Amount on Record |
| Deed Document Number | 202276211 |
| Deed Book / Page | 5611 / 1312 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 45 NEWTON LN, SAINT AUGUSTINE, FL 32092-3373 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 45 NEWTON LN, SAINT AUGUSTINE, FL 32092-3373 |
| Document Number | 0056431431 |
|---|---|
| Date | Oct 06, 2022 |
| Book Page | 5643/1431 |
| Instrument | 2022093355 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Address | MARLBOROUGH, MA 01752 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Oct 01, 2027 |
| Min Rate At Change | 3% |
| Max Rate At Change | 5.37% |
| Margin | 3 |
| Max Rate | 8.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 05, 2022 |
| Property Address | 45 NEWTON LN, SAINT AUGUSTINE, FL 32092-3373 |
| Document Number | 0056111312 |
| Book / Page | 5611 / 1312 |
| Map Reference | MB 109 PG 1-45 |
| Instrument Date | Jul 29, 2022 |
| Instrument | 2022076211 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 12, 2024 |
| Title Company | GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,048.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742 |
| Name | Verified Name |
|---|---|
| Address | 45 NEWTON LN, SAINT AUGUSTINE, FL 32092-3373 |
| Document Number | 0056111317 |
|---|---|
| Date | Aug 05, 2022 |
| Instrument | 5611/1317 |
| Name | JET HOMELOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2052 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $453,189 (-0.17%) Land $120,000 Building $333,189 | $453,189 (-0.17%) Land $120,000 Building $333,189 | |
| 2025 | $6,448.00 (+14.57%) | $453,957 (+5.93%) | $453,957 (+5.93%) Land $100,000 Building $353,957 |
| 2024 | $5,628.00 (-5.6%) | $428,527 (-4.71%) | $428,527 (-4.71%) Land $105,000 Building $323,527 |
| 2023 | $5,962.00 (+338.06%) | $449,709 (+322.66%) | $449,709 (+322.66%) Land $110,000 Building $339,709 |
| 2022 | $1,361.00 | $106,400 | $106,400 Land $106,400 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), as of September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209084, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 110 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 110 in force |
| Wildfire Risk | High above 70% of the US · above 51% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 245 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL2554447, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures