45 New Oak Trl, Humble, TX 77346 Property Records

Harris County property record for 45 New Oak Trl, Humble, TX 77346 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 6 ba · 6,580 sqft · built 2012
Lot Size0.569 acres (24,787 sqft)
Owner2 Individual Names on File
Tax Bill$30,794 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN122-816-004-0003

Property Details

APN / Parcel Number

Primary APN122-816-004-0003

Interior

Bedrooms5 Beds
Full Baths6 Baths
Total Rooms12 Rooms
Stories1 Story
Building Area6,580 sqft Living Area
1st Floor Area4,199 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Exterior MaterialStucco
Lot Area24,787 sqft (0.569 acres)
View / LotBuildable
Garage Area1,064 sqft
Parking Spaces4 Parking Spaces
Pool Area576 sqft
PorchOpen Frame Porch
Porch Area1,013 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1228160040003
Street Address45 NEW OAK TRL
CityHUMBLE
StateTX
Zip77346-4043
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 3 BLK 4 KINGS LAKE ESTATES SEC 5
Legal SubdivisionKINGS LAKE ESTATES SEC 5
Legal Block4
Legal Lot Number3
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group1
Census Block1015
Census Tract250701

Owner

Source: Harris County records · APN 122-816-004-0003

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address45 NEW OAK TRL, HUMBLE, TX 77346-4043
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 15, 2011
Deed SaleApr 15, 2011
Deed Document Number2011151296
Deed Book / Page2316 / 1620
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address45 NEW OAK TRL, HUMBLE, TX 77346-4043
Transaction TypeMortgage
Record UpdatedNov 05, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 NEW OAK TRL, KINGWOOD, TX 77346-4043

Mortgage

Document Number0000398438
DateOct 07, 2025
Instrument2025-398438
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueSep 29, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictHumble Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$30,794.00 (+200.69%) Homeowner's exemption$1,443,267 (-6.36%) Land $260,264 Building $1,183,003$1,443,267 (-6.36%) Land $260,264 Building $1,183,003
2024$10,241.00 (+20.33%)
2023$1,541,253 Land $148,722 Building $1,392,531$1,541,253 Land $148,722 Building $1,392,531
2022$8,511.00 (-3.54%)
2020$8,823.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harris County (48201C), updated May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482012507011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 125 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies125 in force
Nearby Flood Claims11 (2002–2019)
Claims Outside the SFHA7 of 11
Most Recent ClaimSep 2019, rainfall accumulation, Tropical Storm Imelda
Claims By Storm
  • Tropical Storm Imelda, Sep 2019 · 5 claims
  • Hurricane Harvey, Aug 2017 · 3 claims
  • Hurricane Ike, Sep 2008 · 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 6% of Texas
Wildfire LikelihoodAbout 1 in 9,091 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 557 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
TachusFiber8,000 / 8,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: T-Mobile USA, Brightspeed. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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