45 Nelson Dr, Silver Bay, MN 55614 Property Records

Lake County property record for 45 Nelson Dr, Silver Bay, MN 55614

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2.5 ba · 1,364 sqft · built 1977
Lot Size	0.34 acres (14,810 sqft)
Owner	Company Name on Record
Tax Bill	$3,484 (2026)
Deeds & Mortgages	Dec 2017 Transfer
APN	`22-7520-30070`

Property Details

APN / Parcel Number

Primary APN	`22-7520-30070`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Stories	1 Story
Building Area	1,364 sqft Gross Area
1st Floor Area	1,364 sqft
Flooring	Vinyl/Resilient
Interior Walls	Vinyl Panel/Coating
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2000
Architectural Style	Modular
Exterior Material	Vinyl
Construction Type	Wood
Roof Material	Wood
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	155 ft deep x 96 ft wide
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Deck Area	770 sqft
Gazebo	120 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	45 NELSON DR
City	SILVER BAY
State	MN
Zip	55614-1126
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	LOT 7 BLOCK 30 & E12 OF LOT 8 BLOCK 30
Legal Subdivision	SILVER BAY
Legal Block	30
Legal Lot Number	7-8
Jurisdiction	LAKE MN
Township / Civil Division	SILVER BAY
Census Block Group	1
Census Block	1052
Census Tract	370300

Owner

Source: Lake County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	45 NELSON DR, SILVER BAY, MN 55614-1126
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 4, 2017
Transfer Doc	0000044558
Record Updated	Oct 29, 2026

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE MN
Recording Date	Dec 12, 2017
Property Address	45 NELSON DR, SILVER BAY, MN 55614-1126
Document Number	T000044558
Instrument Date	Dec 4, 2017
Instrument	T000044558
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
Municipality	Silver Bay City
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,484.00 (+1.52%) Homeowner's exemption	$308,000 (+21.45%) Land $31,300 Building $276,700	$308,000 (+21.45%) Land $31,300 Building $276,700
2025	$3,432.00
2023		$253,600 Land $31,300 Building $222,300	$253,600 Land $31,300 Building $222,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Silver Bay serves 1,826 people · EPA ID MN1380003
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50