Clay County property record for 45 Needmore Dr, Hayesville, NC 28904
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,186 sqft · built 1980 |
| Lot Size | 0.88 acres (38,333 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $579 (2026) |
| Deeds & Mortgages | Aug 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 548903405656 |
| Primary APN | 548903405656 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,186 sqft Heated Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 38,333 sqft (0.88 acres) |
| Total Buildings | 2 Buildings |
| Account Number | 620457000 |
|---|---|
| Street Address | 45 NEEDMORE DR |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904-6243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 1 |
| Legal Tract | 1 |
| Jurisdiction | CLAY NC |
| Township / Civil Division | HIAWASSEE |
| Census Block Group | 2 |
| Census Block | 2061 |
| Census Tract | 950101 |
Source: Clay County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45 NEEDMORE DR, HAYESVILLE, NC 28904-6243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY NC |
| Recording Date | Aug 19, 2020 |
| Property Address | 45 NEEDMORE DR, HAYESVILLE, NC 28904-6243 |
| Document Number | 000442/193 |
| Book / Page | 442 / 193 |
| Map Reference | MB 177 PG 185 |
| Instrument Date | Aug 13, 2020 |
| Instrument | 2020001868 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45 NEEDMORE DR, 45, HAYESVILLE, NC 28904-6243 |
| Name | Verified Name |
|---|---|
| Address | 234 SORRELLS RD, HAYESVILLE, NC 28904-6132 |
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $579.00 (+1.58%) | $154,600 (+54.29%) Land $30,000 Building $124,600 | $154,600 (+54.29%) Land $30,000 Building $124,600 |
| 2025 | $570.00 | $100,200 (-) Land $20,000 Building $80,200 | $100,200 (-) Land $20,000 Building $80,200 |
| 2023 | $100,200 Land $20,000 Building $80,200 | $100,200 Land $20,000 Building $80,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Cable | 1,000 / 25 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
4G LTE only, no 5G reported
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