Cheshire County and Keene City property record for 45 Needle St, Keene, NH 03431 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,094 sqft · built 1928 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Company Name on File |
| Last Sale | $171,001 (May 2022) |
| Tax Bill | $5,575 (2025) |
| Deeds & Mortgages | Sep 2024 Line of Credit May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | KEEN M:538 L:48 |
| Primary APN | KEEN M:538 L:48 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,094 sqft Living Area |
| Gross Area | 2,147 sqft |
| 1st Floor Area | 625 sqft |
| Basement Area | 625 sqft |
| Unfinished Basement | 625 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 9,148 sqft (0.21 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 538048000000000 |
|---|---|
| Street Address | 45 NEEDLE ST |
| City | KEENE |
| State | NH |
| Zip | 03431-1534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 48 |
| Jurisdiction | KEENE CITY NH |
| Township / Civil Division | KEENE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 971000 |
Source: Cheshire County and Keene City records · APN KEEN M:538 L:48
Assessment roll updated April 28, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 89 PARK AVE, KEENE, NH 03431-2331 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 23, 2024 | Deed of Trust, Mortgage · Line of Credit TRIANGLE CREDIT UNION |
| May 17, 2022 | Deed, Transfer · Stand-Alone First Mortgage NORTHWAY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 17, 2022 · Amount on Record |
| Deed Sale | May 17, 2022 · Amount on Record |
| Deed Document Number | 20224559 |
| Deed Book / Page | 3212 / 954 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KEENE CITY NH |
| Property Address | 45 NEEDLE ST, KEENE, NH 03431-1534 |
| Transaction Type | Mortgage |
| Record Updated | Dec 08, 2025 |
| Name | Verified Name |
|---|
| Document Number | 03288-1392 |
|---|---|
| Date | Sep 23, 2024 |
| Book Page | 3288/1392 |
| Instrument | 2406464 |
| Name | TRIANGLE CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 01, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | KEENE CITY NH |
| Recording Date | May 17, 2022 |
| Property Address | 45 NEEDLE ST, KEENE, NH 03431-1534 |
| Document Number | 003212-954 |
| Book / Page | 3212 / 954 |
| Instrument Date | May 16, 2022 |
| Instrument | 2204559 |
| Transaction Type | Transfer |
| Record Updated | Dec 08, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 133 RESERVOIR RD, NORTHFIELD, NH 03276-4507 |
| Document Number | 0002204561 |
|---|---|
| Date | May 17, 2022 |
| Instrument | 2204561 |
| Name | NORTHWAY BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Jun 01, 2029 |
| Max Rate At Change | 3.63% |
| Index | 1-Year CMT |
Source: Cheshire County and Keene City records · Assessment roll updated April 28, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Cheshire County |
| Municipality | Keene City |
| Unified School District | Keene School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,575.00 (+3.93%) | $162,200 (-) Land $44,600 Building $117,600 |
| 2024 | $5,364.00 (+3.69%) | $162,200 (-) Land $44,600 Building $117,600 |
| 2023 | $5,173.00 (+2.78%) | $162,200 (-) Land $44,600 Building $117,600 |
| 2022 | $5,033.00 | $162,200 Land $44,600 Building $117,600 |
Source: FEMA National Flood Hazard Layer, Cheshire County (33005C), updated September 28, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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