Clinton Town property record for 45 Neck Rd, Clinton, CT 06413
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,728 sqft · built 1946 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,253 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Dec 2016 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | V0583700 |
| Primary APN | V0583700 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,728 sqft Living Area |
| Gross Area | 3,616 sqft |
| Basement Area | 1,152 sqft |
| Unfinished Basement | 1,152 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,602 sqft (0.45 acres) |
| Garage Type | Attached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | V0583700 |
|---|---|
| Street Address | 45 NECK RD |
| City | CLINTON |
| State | CT |
| Zip | 06413-2620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Block | 13 |
| Legal Lot Number | 128 |
| Jurisdiction | CLINTON CT |
| Township / Civil Division | CLINTON |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 610100 |
Source: Clinton Town records, as of June 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 NECK RD, CLINTON, CT 06413-2620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Dec 30, 2016 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON CT |
| Recording Date | May 28, 2026 |
| Property Address | 45 NECK RD, CLINTON, CT 06413-2620 |
| Document Number | 000570-226 |
| Book / Page | 570 / 226 |
| Instrument Date | May 5, 2026 |
| Instrument | 20261752220007 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 45 NECK RD, CLINTON, CT 06413-2620 |
| Document Number | 1752220007, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 570/226 |
| Instrument | 20261752220007 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 1, 2051 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON CT |
| Property Address | 45 NECK RD, CLINTON, CT 06413-2620 |
| Document Number | 498-1257 |
| Book / Page | 000498 / 001257 |
| Instrument Date | Dec 30, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2017 |
| Name | Verified Name |
|---|
| Document Number | 498-1257 |
|---|---|
| Date | Feb 6, 2017 |
| Book Page | 000498/001257 |
| Instrument | 152579 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Clinton Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Clinton Town |
| Unified School District | Clinton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,253.00 | $200,800 (-) Land $86,000 Building $114,800 | $140,560 Land $60,200 Building $80,360 |
| 2024 | $6,253.00 (+4.39%) | ||
| 2023 | $5,990.00 | $200,800 (-) Land $86,000 Building $114,800 | |
| 2022 | $5,990.00 | $200,800 Land $86,000 Building $114,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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