45 Naylor St, Bangor, ME 04401 Property Records

Penobscot County and Bangor City property record for 45 Naylor St, Bangor, ME 04401

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 900 sqft · built 1953
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$203,000 (Sep 2022)
Tax Bill	$2,968 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BANG M:R42 L:159`

Property Details

APN / Parcel Number

Primary APN	`BANG M:R42 L:159`
Alternative APN	`2133`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	900 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	2133
Street Address	45 NAYLOR ST
City	BANGOR
State	ME
Zip	04401-3319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URD1
Legal Lot Number	159
Jurisdiction	BANGOR ME
Township / Civil Division	BANGOR
Census Block Group	3
Census Block	3010
Census Tract	31100

Owner

45 Naylor St is owned and occupied by an individual who bought it in September 2022.

Source: Penobscot County and Bangor City records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	45 NAYLOR ST, BANGOR, ME 04401-3319
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 20, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage MACHIAS SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2022 · Amount on File
Deed Sale	Sep 12, 2022 · Amount on File
Prior Sale	Jul 20, 2021 · Amount on File
Deed Document Number	202226510
Deed Book / Page	16616 / 311
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANGOR ME
Recording Date	Sep 12, 2022
Property Address	45 NAYLOR ST, BANGOR, ME 04401-3319
Document Number	0166160311
Book / Page	16616 / 311
Instrument Date	Sep 12, 2022
Instrument	26510
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 DIRIGO DR, BANGOR, ME 04401-2315
Investor	Possibly a Property Investor

Mortgage

Document Number	0000026511
Date	Sep 12, 2022
Instrument	26511

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANGOR ME
Recording Date	Jul 20, 2021
Property Address	45 NAYLOR ST, BANGOR, ME 04401-3319
Document Number	0161130288
Book / Page	16113 / 288
Instrument Date	Jul 16, 2021
Instrument	24807
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 MERCHANTS PLZ, BANGOR, ME 04401-6349

Mortgage

Document Number	0000024808
Date	Jul 20, 2021
Instrument	24808

Lender

Name	MACHIAS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 45 Naylor St was $2,968, down 0.1% from the year before.

Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
Municipality	Bangor City
Unified School District	Bangor (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,968.00 (-0.13%)	$167,700 (+4.68%) Land $16,000 Building $151,700
2024	$2,972.00 (+11.48%)	$160,200 (+15.09%) Land $15,700 Building $144,500	$177,555
2023	$2,666.00 (+8.29%)	$139,200 (+15.33%) Land $15,000 Building $124,200
2022	$2,462.00	$120,700 Land $15,000 Building $105,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Naylor St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Naylor St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BANGOR WATER DISTRICT serves 27,298 people · EPA ID ME0090110
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Naylor St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures