45 Nash Rd, Ashby, MA 01431 Property Records

Middlesex County and Ashby Town property record for 45 Nash Rd, Ashby, MA 01431

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,800 sqft · built 1998
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Sep 2016)
Tax Bill	$5,991 (2025)
Deeds & Mortgages	May 2021 Refinance Nov 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`ASHB M:011.0 B:0006 L:0007.0`

Property Details

APN / Parcel Number

Primary APN	`ASHB M:011.0 B:0006 L:0007.0`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,800 sqft Living Area
1st Floor Area	1,032 sqft
Basement Area	192 sqft
Unfinished Basement	192 sqft
Game Room	Game Room

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,075 sqft (0.92 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	45 NASH RD
City	ASHBY
State	MA
Zip	01431-2318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Block	6
Legal Lot Number	7.0
Jurisdiction	ASHBY MA
Township / Civil Division	ASHBY
Census Block Group	1
Census Block	1032
Census Tract	300100

Owner

Source: Middlesex County and Ashby Town records · APN ASHB M:011.0 B:0006 L:0007.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 NASH RD, ASHBY, MA 01431-2318
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU
Nov 01, 2022	Deed of Trust, Mortgage · Line of Credit DIGITAL FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 02, 2016 · Amount on Record
Deed Sale	Sep 02, 2016 · Amount on Record
Prior Sale	Dec 22, 1998 · Amount on Record
Deed Book / Page	67951 / 180
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHBY MA
Property Address	45 NASH RD, ASHBY, MA 01431-2318
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0077803-95
Date	May 18, 2021
Book Page	77803/95
Instrument	113080

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 01, 2036

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHBY MA
Property Address	45 NASH RD, ASHBY, MA 01431-2318
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080896-192
Date	Nov 01, 2022
Book Page	80896/192
Instrument	162283

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Dec 01, 2062

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Ashby Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ashby Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,991.00 (+2.66%)	$393,400 (+4.68%) Land $64,000 Building $329,400	$378,385 (-3.16%)
2024	$5,836.00 (+4.14%)	$375,800 (+10.11%) Land $61,600 Building $314,200	$390,735
2023	$5,604.00	$341,300 Land $56,800 Building $284,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Based on FCC filings for 59 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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