Morgan County property record for 45 Nappier Ln, Laceys Spring, AL 35754
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,502 sqft · built 2006 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | Individual Name on File |
| Last Sale | $362,000 (Aug 2020) |
| Tax Bill | $1,747 (2025) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage Oct 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-08-27-0-000-002.017 |
| Primary APN | 09-08-27-0-000-002.017 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,502 sqft Living Area |
| 1st Floor Area | 1,868 sqft |
| Basement Area | 490 sqft |
| Unfinished Basement | 490 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 34,848 sqft (0.8 acres) |
| Garage Area | 650 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 80485 |
|---|---|
| Street Address | 45 NAPPIER LN |
| City | LACEYS SPRING |
| State | AL |
| Zip | 35754-7443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 17, BRINDLEE FIELDS S/D, PH ASE I, MB 9, PG 45, SEC 27, T6S , R1W |
| Legal Range | 1W |
| Legal Township | 6S |
| Legal Section | 27 |
| Legal Subdivision | BRINDLEE FIELDS S/D PHASE I |
| Legal Lot Number | 17 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | LACEYS SPRING |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 5704 |
Source: Morgan County records, as of July 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 NAPPIER LN, LACEYS SPRING, AL 35754-7443 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2020 | Warranty Deed, Transfer · Conventional Mortgage SUCCESS MORTGAGE PARTNERS INC |
| Oct 18, 2019 | Survivorship Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Aug 14, 2017 | Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2020 · Amount on File |
| Deed Sale | Aug 3, 2020 · Amount on File |
| Prior Sale | Aug 14, 2017 · Amount on File |
| Deed Book / Page | 2020 / 6660 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Aug 3, 2020 |
| Property Address | 45 NAPPIER LN, LACEYS SPRING, AL 35754-7443 |
| Document Number | 02020/6660 |
| Book / Page | 2020 / 6660 |
| Map Reference | MB 9 PG 45 |
| Instrument Date | Jul 29, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 765 AREADY CAP, ARAB, AL 35016 |
| Investor | Possibly a Property Investor |
| Document Number | 2020/33697 |
|---|---|
| Date | Aug 3, 2020 |
| Book Page | 2020/33697 |
| Name | SUCCESS MORTGAGE PARTNERS INC |
|---|---|
| Type | Mortgage Company |
| Address | PLYMOUTH, MI 48170 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Oct 18, 2019 |
| Property Address | 45 NAPPIER LN, LACEYS SPRING, AL 35754-7443 |
| Document Number | 2019/09469 |
| Book / Page | 2019 / 09469 |
| Map Reference | MB 9 PG 45 |
| Instrument Date | Oct 14, 2019 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 113 NESTLEDOWN XING, BELL BUCKLE, TN 37020-3933 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 45 NAPPIER LN, LACEYS SPRING, AL 35754-7443 |
| Document Number | 2019/35501 |
|---|---|
| Date | Oct 18, 2019 |
| Book Page | 2019/35501 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Aug 14, 2017 |
| Property Address | 45 NAPPIER LN, LACEYS SPRING, AL 35754-7443 |
| Document Number | DEED2017/06944 |
| Book / Page | DEED2017 / 06944 |
| Map Reference | MB9 PG45 |
| Instrument Date | Jul 25, 2017 |
| Instrument | DEED2017-6944 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $59.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 170 PORTSIDE AVE UNIT 203, 203, CAPE CANAVERAL, FL 32920-3483 |
| Name | Verified Name |
|---|---|
| Address | 45 NAPPIER LN, LACEYS SPRING, AL 35754-7443 |
| Document Number | MTG201725774 |
|---|---|
| Date | Aug 14, 2017 |
| Instrument | MTG2017-25774 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
Source: Morgan County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,747.00 | $48,150 (-) Land $3,010 Building $45,140 | $481,500 (-) Land $30,100 Building $451,400 |
| 2024 | $48,150 (+3.95%) Land $3,010 Building $45,140 | $481,500 (+3.95%) Land $30,100 Building $451,400 | |
| 2023 | $1,747.00 (+11.63%) Homeowner's exemption | $46,320 (+7.05%) Land $2,780 Building $43,540 | $463,200 (+7.05%) Land $27,800 Building $435,400 |
| 2022 | $1,565.00 Homeowner's exemption | $43,270 Land $2,530 Building $40,740 | $432,700 Land $25,300 Building $407,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 49% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 1,000 / 1,000 |
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