45 Nancy Rd, Milton, MA 02186 Property Records

Norfolk County and Milton Town property record for 45 Nancy Rd, Milton, MA 02186

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,284 sqft · built 1951
Lot Size	0.207 acres (8,999 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Sep 2005)
Tax Bill	$8,683 (2025)
Deeds & Mortgages	Mar 2021 Refinance Mar 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`MILT M:I B:048 L:10`

Property Details

APN / Parcel Number

Primary APN	`MILT M:I B:048 L:10`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,284 sqft Living Area
Gross Area	3,318 sqft
Basement Area	1,284 sqft
Unfinished Basement	1,284 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,999 sqft (0.207 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	45 NANCY RD
City	MILTON
State	MA
Zip	02186-4623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Block	48
Legal Lot Number	10
Jurisdiction	MILTON MA
Township / Civil Division	MILTON
Census Block Group	1
Census Block	1010
Census Tract	416101

Owner

Source: Norfolk County and Milton Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 NANCY RD, MILTON, MA 02186-4623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Mar 13, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2005 · Amount on Record
Deed Sale	Sep 30, 2005 · Amount on Record
Prior Sale	Jun 1, 1990 · Amount on Record
Deed Document Number	2005112014
Deed Book / Page	22953 / 364
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILTON MA
Property Address	45 NANCY RD, MILTON, MA 02186-4623
Transaction Type	Mortgage
Record Updated	Mar 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39111-71
Date	Mar 10, 2021
Book Page	39111/71
Instrument	31035

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILTON MA
Property Address	45 NANCY RD, MILTON, MA 02186-4623
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37672-359
Date	Mar 13, 2020
Book Page	37672/359
Instrument	22836

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Norfolk County and Milton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Milton Town
Unified School District	Milton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,683.00 (+4.08%)	$783,000 (+2.49%) Land $514,600 Building $268,400	$753,445
2024	$8,343.00 (+4.92%)	$764,000 (+9.53%) Land $490,100 Building $273,900
2023	$7,952.00	$697,500 Land $466,800 Building $230,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1978–2009)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Apr 2009 · rainfall accumulation
Claims by Event	Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON WATER DEPT. (MWRA) serves 28,630 people · EPA ID MA3189000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Netafy, Norwood Broadband.

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