45 Nancy Ave, Peabody, MA 01960 Property Records

Essex County and Peabody City property record for 45 Nancy Ave, Peabody, MA 01960

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,324 sqft · built 1958
Lot Size	0.233 acres (10,149 sqft)
Owner	Individual Name on File
Last Sale	$725,000 (Apr 2025)
Tax Bill	$6,460 (2026)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Aug 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`PEAB M:0048 B:0197`

Property Details

APN / Parcel Number

Primary APN	`PEAB M:0048 B:0197`
Alternative APN	`5585`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,324 sqft Living Area
1st Floor Area	1,324 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,149 sqft (0.233 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	5585
Street Address	45 NANCY AVE
City	PEABODY
State	MA
Zip	01960-2632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Block	197
Jurisdiction	PEABODY MA
Township / Civil Division	PEABODY
Census Block Group	2
Census Block	2011
Census Tract	210302

Owner

45 Nancy Ave is owned and occupied by an individual who bought it in April 2025.

Source: Essex County and Peabody City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	45 NANCY AVE, PEABODY, MA 01960-2632
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage READING COOPERATIVE BANK
Aug 3, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2025 · Amount on File
Deed Sale	Apr 25, 2025 · Amount on File
Deed Book / Page	42680 / 507
Record Updated	Oct 29, 2026

April 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEABODY MA
Recording Date	Apr 25, 2025
Property Address	45 NANCY AVE, PEABODY, MA 01960-2632
Document Number	042680-507
Book / Page	42680 / 507
Instrument Date	Apr 25, 2025
Instrument	20250425000860
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 NANCY AVE, PEABODY, MA 01960-2632

Mortgage

Document Number	20250425000870
Date	Apr 25, 2025
Instrument	20250425000870

Lender

Name	READING COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEABODY MA
Recording Date	Aug 3, 2018
Property Address	45 NANCY AVE, PEABODY, MA 01960-2632
Document Number	36916-503
Book / Page	036916 / 000503
Instrument Date	Mar 27, 2018
Instrument	3004160
Transaction Type	Transfer
Record Updated	Aug 21, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 NANCY AVE PEABODY MA 019602632, PEABODY, MA 01960-2632

Tax Assessment & Valuation

The 2026 property tax bill for 45 Nancy Ave was $6,460, up 25.9% from the year before.

Source: Essex County and Peabody City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Peabody City
Unified School District	Peabody School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,460.00 (+25.85%)	$682,200 (+23.07%) Land $322,000 Building $360,200	$729,001 (+6.88%)
2025	$5,133.00 (+1.3%)	$554,300 (-0.23%) Land $298,100 Building $256,200	$682,100
2024	$5,067.00 (+1.69%)	$555,600 (+6.15%) Land $298,100 Building $257,500
2023	$4,983.00	$523,400 Land $248,500 Building $274,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Nancy Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2010–2021)
Most Recent Claim	Sep 2021 · Tropical Storm Henri

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 45 Nancy Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEABODY WATER DEPT. serves 54,481 people · EPA ID MA3229000
Water Source	Surface water
Last State Inspection	May 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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