Newaygo County property record for 45 N Spruce Ave, White Cloud, MI 49349
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $10,000 (Jul 2024) |
| Tax Bill | $423 (2025) |
| Deeds & Mortgages | Sep 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-33-476-009 |
| Primary APN | 11-33-476-009 |
|---|
| Lot Area | 108,900 sqft (2.5 acres) |
|---|
| Street Address | 45 N SPRUCE AVE |
|---|---|
| City | WHITE CLOUD |
| State | MI |
| Zip | 49349-9673 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | LOCAL ZONE |
| Legal Description | SE 1/4 SE 1/4 SE 1/4 SE 1/4 SEC 33 T14N R12W 2.5A M/L |
| Legal Range | 12W |
| Legal Township | 14N |
| Legal Section | 33 |
| Jurisdiction | NEWAYGO MI |
| Township / Civil Division | WILCOX |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 970700 |
Source: Newaygo County records, as of July 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45 N SPRUCE AVE, WHITE CLOUD, MI 49349-9673 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2024 · Amount on Record |
| Deed Sale | Jul 30, 2024 · Amount on Record |
| Prior Sale | Jul 30, 2024 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEWAYGO MI |
| Recording Date | Sep 12, 2018 |
| Property Address | 45 N SPRUCE AVE, WHITE CLOUD, MI 49349-9673 |
| Document Number | 471/2613 |
| Book / Page | 471 / 2613 |
| Instrument Date | Aug 30, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2510 S TELEGRAPH RD, BLOOMFIELD HILLS, MI 48302-0241 |
| Investor | Possibly a Property Investor |
Source: Newaygo County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Newaygo County |
| County Subdivision | Wilcox Township |
| Unified School District | White Cloud Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,800 (-) | $17,600 (-) | |
| 2025 | $423.00 (+126.2%) | $8,800 (+29.41%) | $17,600 (+29.41%) |
| 2023 | $6,800 | $13,600 | |
| 2022 | $187.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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