McDowell County property record for 45 N Spring St, Old Fort, NC 28762
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 40 ba · 6,452 sqft · built 1987 |
| Lot Size | 0.884 acres (38,540 sqft) |
| Owner | Company Name on File |
| Last Sale | $17,500 (Jan 1987) |
| Tax Bill | $3,413 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0659-06-49-8463 |
| Primary APN | 0659-06-49-8463 |
|---|---|
| Alternative APN |
|
| Full Baths | 40 Baths |
|---|---|
| Plumbing Fixtures | 40 Plumbing Fixtures |
| Units | 8 Units |
| Stories | 2 Stories |
| Building Area | 6,452 sqft Total Area |
| Gross Area | 5,776 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 38,540 sqft (0.884 acres) |
| Lot Dimensions | 235 ft deep x 164 ft wide |
| Porch | Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 8760186 |
|---|---|
| Street Address | 45 N SPRING ST |
| City | OLD FORT |
| State | NC |
| Zip | 28762 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Legal Description | DB 364-465 364-903 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | OLD FORT |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 970700 |
45 N Spring St, a residential property, is owned by a company that bought it in January 1987.
Source: McDowell County records, as of September 29, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 25088, WINSTON SALEM, NC 27114-5088 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 1, 1987 · Amount on File |
| Deed Sale | Jan 1, 1987 · Amount on File |
| Deed Document Number | 0000364903 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 45 N Spring St was $3,413.
Source: McDowell County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Municipality | Old Fort Town |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,413.00 | $503,480 Land $100,000 Building $403,480 | |
| 2023 | $3,312.00 | $503,480 Land $100,000 Building $403,480 | $503,480 Land $100,000 Building $403,480 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 N Spring St in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 20 (1983–2024) |
| Claims Outside the SFHA | 6 of 20 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 N Spring St is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 65% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OLD FORT serves 1,700 people · EPA ID NC0156025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures