Stephens County property record for 45 N Sage St, Toccoa, GA 30577
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 9,910 sqft · built 1942 |
| Lot Size | 0.119 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $25,000 (Mar 2015) |
| Tax Bill | $689 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | T19 130 |
| Primary APN | T19 130 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 9,910 sqft Total Area |
| 2nd Floor Area | 5,000 sqft |
| Flooring | Hardwood |
| Interior Walls | Masonry |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Metal |
| Lot Area | 5,227 sqft (0.119 acres) |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 587150 |
|---|---|
| Street Address | 45 N SAGE ST |
| City | TOCCOA |
| State | GA |
| Zip | 30577-3721 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | B-II |
| Legal Description | N 1/2 OF LOTS 7 & 8 BLK 24 MORENO S/D |
| Legal Subdivision | MORENO |
| Legal Block | 24 |
| Legal Lot Number | 7,8 8 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 970301 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Toccoa Downtown Historic District listed 2011 · 77 contributing resources · NRIS 11000879 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
45 N Sage St, a commercial property, is owned by an individual who bought it in March 2015.
Source: Stephens County records, as of March 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 99 RAILROAD ST, TOCCOA, GA 30577-6429 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 19, 2015 · Amount on File |
| Deed Sale | Mar 19, 2015 · Amount on File |
| Prior Sale | Oct 7, 2014 |
| Deed Document Number | 0001060497 |
| Deed Book / Page | 1060 / 497 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 45 N Sage St was $689.
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $689.00 | $19,772 Land $2,520 Building $17,252 | $49,430 Land $6,300 Building $43,130 |
| 2023 | $699.00 | $19,772 (-) Land $2,520 Building $17,252 | $49,430 (-) Land $6,300 Building $43,130 |
| 2022 | $699.00 | $19,772 Land $2,520 Building $17,252 | $49,430 Land $6,300 Building $43,130 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 N Sage St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2009 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 N Sage St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL | 2,000 / 2,000 |
| TruVista Communications Cable · Fiber in parts of the area | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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