45 N Raymond Rd, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 45 N Raymond Rd, Gray, ME 04039

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 2000
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (May 2017)
Tax Bill	$3,691 (2025)
Deeds & Mortgages	Dec 2020 Refinance May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C07034000000`

Property Details

APN / Parcel Number

Primary APN	`C07034000000`
Alternative APNs	`GRAY M:013 B:107 L:034-000` `3201`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,248 sqft Living Area
Basement Area	420 sqft
Unfinished Basement	420 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	3201
Street Address	45 N RAYMOND RD
City	GRAY
State	ME
Zip	04039-9744
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Block	107
Legal Lot Number	34-0
Jurisdiction	GRAY ME
Township / Civil Division	GRAY
Census Block Group	3
Census Block	3009
Census Tract	4702

Owner

45 N Raymond Rd is owned and occupied by an individual who bought it in May 2017.

Source: Cumberland County and Gray Town records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	45 N RAYMOND RD, GRAY, ME 04039-9744
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CMG MORTGAGE INC
May 22, 2017	Intrafamily Transfer, Transfer RESIDENTIAL MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2017 · Amount on File
Deed Sale	May 22, 2017 · Amount on File
Deed Document Number	201722693
Deed Book / Page	34023 / 1
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	45 N RAYMOND RD, GRAY, ME 04039-9744
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0375080123
Date	Dec 1, 2020
Book Page	37508/123
Instrument	78377

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2041

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRAY ME
Recording Date	May 22, 2017
Property Address	45 N RAYMOND RD, GRAY, ME 04039-9744
Document Number	0340230001
Book / Page	34023 / 0001
Instrument	000000022693
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022694
Date	May 22, 2017
Instrument	000000022694

Lender

Name	RESIDENTIAL MTG SVCS

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 22, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 45 N Raymond Rd was $3,691.

Source: Cumberland County and Gray Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gray Town
Unified School District	School Administrative District 15 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,691.00	$381,300 Land $107,000 Building $274,300
2023	$3,707.00 (+10.92%)	$244,200 (+1.92%) Land $40,000 Building $204,200
2022	$3,342.00	$239,600 Land $40,000 Building $199,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 45 N Raymond Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 N Raymond Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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