Cheshire County and Troy Town property record for 45 N Main St, Troy, NH 03465
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,723 sqft · built 1876 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,914 (2025) |
| Deeds & Mortgages | Dec 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | TROY M:019 B:0052 L:0000 |
| Primary APN | TROY M:019 B:0052 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,723 sqft Living Area |
| Gross Area | 4,950 sqft |
| 1st Floor Area | 1,650 sqft |
| Basement Area | 1,650 sqft |
| Unfinished Basement | 1,650 sqft |
| Year Built | Built 1876 |
|---|---|
| Effective Year Built | Effective 1876 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 32,670 sqft (0.75 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 45 N MAIN ST |
|---|---|
| City | TROY |
| State | NH |
| Zip | 03465 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VILLAG |
| Legal Block | 52 |
| Jurisdiction | TROY TOWN NH |
| Township / Civil Division | TROY |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 970800 |
Source: Cheshire County and Troy Town records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45 N MAIN ST, TROY, NH 03465 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TROY TOWN NH |
| Property Address | 45 N MAIN ST, TROY, NH 03465 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03235-1075 |
|---|---|
| Date | Dec 29, 2022 |
| Book Page | 3235/1075 |
| Instrument | 2211603 |
| Name | NHFA |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Jan 1, 2024 |
Source: Cheshire County and Troy Town assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Cheshire County |
| County Subdivision | Troy Town |
| Unified School District | Monadnock Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,914.00 (+6.88%) | $181,700 (+72.55%) Land $25,600 Building $156,100 |
| 2018 | $3,662.00 | $105,300 Land $23,200 Building $82,100 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY WATER WORKS serves 1,200 people · EPA ID NH2361010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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