Steuben County and Prattsburgh Town property record for 45 N Main St, Prattsburgh, NY 14873
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,944 sqft · built 1900 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $120,000 (Apr 2022) |
| Tax Bill | $2,958 (2026) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage May 2020 Sale & Mortgage + 1 more |
| APN | 0005107-000 |
| Primary APN | 0005107-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,944 sqft Living Area |
| 1st Floor Area | 972 sqft |
| 2nd Floor Area | 972 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 310 ft deep x 85 ft wide |
| Garage Type | Detached |
| Garage Area | 570 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 470 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0005107-000 |
|---|---|
| Street Address | 45 N MAIN ST |
| City | PRATTSBURGH |
| State | NY |
| Zip | 14873-9564 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Legal Lot Number | 61.000 |
| Jurisdiction | STEUBEN NY |
| Township / Civil Division | PRATTSBURGH |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 960200 |
Source: Steuben County and Prattsburgh Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14 ELM ST, 47, BLOOMFIELD, NY 14469-9203 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 25, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage COMMUNITY BANK NA |
| May 12, 2020 | Executor's Deed, Transfer · Stand-Alone First Mortgage QUICKEN LOANS INC |
| May 12, 2020 | Other, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 25, 2022 · Amount on Record |
| Deed Sale | Apr 25, 2022 · Amount on Record |
| Prior Sale | May 12, 2020 · Amount on Record |
| Deed Book / Page | 2955 / 131 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEUBEN NY |
| Recording Date | Apr 25, 2022 |
| Property Address | 45 N MAIN ST, PRATTSBURGH, NY 14873-9564 |
| Document Number | 002955/131 |
| Book / Page | 2955 / 131 |
| Instrument Date | Apr 22, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 ELM ST APT 47, 47, BLOOMFIELD, NY 14469-9203 |
| Investor | Possibly a Property Investor |
| Document Number | 0004847301 |
|---|---|
| Date | Apr 25, 2022 |
| Instrument | 4847/301 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | STEUBEN NY |
| Recording Date | May 12, 2020 |
| Property Address | 45 N MAIN ST, PRATTSBURGH, NY 14873-9564 |
| Document Number | 0002828/43 |
| Book / Page | 2828 / 43 |
| Instrument Date | Mar 9, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000DL0264 |
|---|---|
| Date | May 12, 2020 |
| Instrument | DL0264 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Other |
|---|---|
| Jurisdiction | STEUBEN NY |
| Recording Date | May 12, 2020 |
| Property Address | 45 N MAIN ST, PRATTSBURGH, NY 14873-9564 |
| Document Number | 0002828/41 |
| Book / Page | 2828 / 41 |
| Instrument Date | Oct 10, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Steuben County and Prattsburgh Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Steuben County |
| County Subdivision | Prattsburgh Town |
| Unified School District | Prattsburgh Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,958.00 (+11.33%) | ||
| 2025 | $2,657.00 | $115,000 (+85.48%) Land $20,000 Building $95,000 | $118,557 (+68.27%) Land $20,619 Building $97,938 |
| 2023 | $62,000 Land $14,000 Building $48,000 | $70,455 Land $15,909 Building $54,546 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1996–2026) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PRATTSBURGH WATER DISTRICT serves 850 people · EPA ID NY5001217 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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