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45 N Main St, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 45 N Main St, Natick, MA 01760

Property Summary

Property TypeApartments (5+ Units)
Details9 bd · 9 ba · 3,673 sqft · built 1900
Lot Size0.484 acres (21,083 sqft)
Owner2 Individual Names on File
Last Sale$170,000 (Oct 1991)
Tax Bill$12,166 (2025)
Deeds & MortgagesMar 2021 Refinance
Apr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN35-00000095

Property Details

APN / Parcel Number

Primary APN35-00000095
Alternative APN
  • NATI M:00000035 P:00000095

Interior

Bedrooms9 Beds
Full Baths9 Baths
Units4 Units
Stories2 Stories
Building Area3,673 sqft Living Area
Gross Area6,176 sqft
Basement Area2,465 sqft
Unfinished Basement2,443 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleBungalow
Exterior MaterialBrick
Construction TypeFrame
Lot Area21,083 sqft (0.484 acres)

Utilities, Heating & Cooling

Heating SystemSteam

Location & Zoning

Account Number35-00000095
Street Address45 N MAIN ST
CityNATICK
StateMA
Zip01760-3448
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeRG
JurisdictionNATICK MA
Township / Civil DivisionNATICK
Census Block Group2
Census Block2012
Census Tract382200

Owner

45 N Main St, a residential property, is owned and occupied by two individuals who bought it in October 1991.

Source: Middlesex County and Natick Town records, as of April 14, 2026

Owner of Record2 Individual Names on File
Mailing Address45 N MAIN ST, NATICK, MA 01760-3448
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS INC
Apr 17, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 4, 1991 · Amount on File
Deed SaleOct 4, 1991 · Amount on File
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address45 N MAIN ST, NATICK, MA 01760-3448
Transaction TypeMortgage
Record UpdatedMay 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number077199-232
DateMar 11, 2021
Book Page77199/232
Instrument54650
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term349 Months
DueApr 1, 2050

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address45 N MAIN ST, NATICK, MA 01760-3448
Document Number70912-399
Instrument DateApr 17, 2018
Transaction TypeMortgage
Record UpdatedMay 18, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address45 N MAIN ST NATICK MA 017603448, NATICK, MA 01760-3448

Mortgage

Document Number70912-399
DateApr 25, 2018
Book Page070912/000399
Instrument56068
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 24, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 45 N Main St was $12,166, down 2.4% from the year before.

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionNatick Town
Unified School DistrictNatick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$12,166.00 (-2.45%)$1,017,200 (-) Land $474,900 Building $542,300
2024$12,471.00 (+17.97%)$1,017,200 (+21.63%) Land $448,600 Building $568,600
2023$10,571.00$836,300 Land $404,200 Building $432,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 45 N Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 45 N Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNATICK WATER AND SEWER DIVISION
serves 37,006 people · EPA ID MA3198000
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Astound Broadband
Cable		1,500 / 50
Verizon
Fiber		980 / 880
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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