45 N Main St, Mount Morris, NY 14510 Property Records

Livingston County and Mount Morris Town property record for 45 N Main St, Mount Morris, NY 14510

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,647 sqft · built 1910
Lot Size0.436 acres (19,019 sqft)
OwnerIndividual Name on File
Last Sale$61,700 (Jan 2020)
Tax Bill$3,429 (2026)
Deeds & MortgagesJan 2020 Refinance
Jan 2020 Sale & Refinance
APN28-105900

Property Details

APN / Parcel Number

Primary APN28-105900
Alternative APNs
  • 360110601000010350000000
  • 243601 106.10-1-35

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,647 sqft Living Area
1st Floor Area1,206 sqft
2nd Floor Area441 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area19,019 sqft (0.436 acres)
Lot Dimensions222 ft deep x 85.5 ft wide
Garage TypeDetached
Garage Area132 sqft

Exterior Amenities

PorchSlab
Porch Area136 sqft
Shed1 Shed
Shed Area320 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number28-105900
Street Address45 N MAIN ST
CityMOUNT MORRIS
StateNY
Zip14510-1009
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Block1
Legal Lot Number35.000
JurisdictionLIVINGSTON NY
Township / Civil DivisionMOUNT MORRIS
Census Block Group2
Census Block2000
Census Tract30900

Owner

45 N Main St is owned and occupied by an individual who bought it in January 2020.

Source: Livingston County and Mount Morris Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address45 N MAIN ST, MOUNT MORRIS, NY 14510-1009
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 9, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
M & T BANK
Jan 9, 2020Warranty Deed, Transfer · Stand-Alone Refinance
M & T BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 9, 2020 · Amount on File
Deed SaleJan 9, 2020 · Amount on File
Deed Book / Page1292 / 1811
Prior Transfer DateDec 23, 2019
Prior Transfer Doc1292001811
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLIVINGSTON NY
Property Address45 N MAIN ST, MOUNT MORRIS, NY 14510-1009
Transaction TypeMortgage
Record UpdatedMar 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2746/1672
DateJan 9, 2020
Book Page2746/1672
Lender
NameM & T BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLIVINGSTON NY
Recording DateJan 9, 2020
Property Address45 N MAIN ST, MOUNT MORRIS, NY 14510-1009
Document Number01292/1811
Book / Page1292 / 1811
Instrument DateDec 23, 2019
Transaction TypeTransfer
Record UpdatedApr 22, 2022

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0027461652
DateJan 9, 2020
Instrument2746/1652
Lender
NameM & T BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

Mortgage

Document Number1292/1811
DateJan 9, 2020
Book Page1292/1811
Lender
NameM & T BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 45 N Main St was $3,429, up 0.1% from the year before.

Source: Livingston County and Mount Morris Town assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateNew York
CountyLivingston County
County SubdivisionMount Morris Town
MunicipalityMount Morris Village
Unified School DistrictMount Morris Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,429.00 (+0.12%)
2025$3,425.00$78,300 Land $14,000 Building $64,300$94,300 Land $16,861 Building $77,439
2023$78,300 (-) Land $14,000 Building $64,300$81,600 (+4.21%) Land $14,590 Building $67,010
2022$78,300 Land $14,000 Building $64,300$78,300 Land $14,000 Building $64,300
2021$3,680.00 (+1.13%)
2020$3,639.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 45 N Main St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 N Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOUNT MORRIS VILLAGE
serves 3,500 people · EPA ID NY2501023
Water SourceSurface water
Last State InspectionOct 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2016
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Empire Long Distance
Fiber
1,000 / 100
Verizon
Fixed Wireless
300 / 20

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