Chippewa County property record for 45 N Main St, Chippewa Falls, WI 54729
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,092 sqft · built 1868 |
| Lot Size | 0.369 acres (16,117 sqft) |
| Owner | Individual Name on File |
| Last Sale | $51,000 (Sep 2016) |
| Tax Bill | $1,810 (2025) |
| Deeds & Mortgages | May 2021 Refinance |
| Flood Zone | Zone AE (high risk) |
| APN | 22808-0711-7058-6003 |
| Primary APN | 22808-0711-7058-6003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 1 Room |
| Stories | 2 Stories |
| Building Area | 1,092 sqft Living Area |
| Year Built | Built 1868 |
|---|---|
| Roof Material | Metal |
| Lot Area | 16,117 sqft (0.369 acres) |
| Cooling System | None |
|---|---|
| Heating System | Electric |
| Sewer | Connected |
| Account Number | 211 4240 |
|---|---|
| Street Address | 45 N MAIN ST |
| City | CHIPPEWA FALLS |
| State | WI |
| Zip | 54729-2919 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NE NE LOT 3 & THE N 17' OF OUTLOT A CSM #586 IN V2 P62 DOC #435178 & PCL BEG @ NE COR LOT 3; E 85.12', S 19 D E TO S LN LOT 3 |
| Legal Range | 08W |
| Legal Township | 28N |
| Legal Section | 07 |
| Legal Quarter | NE |
| Quarter-Quarter Section | NE |
| Legal Subdivision | CERT SURV MAP 586 |
| Legal Lot Number | 3 |
| Jurisdiction | CHIPPEWA WI |
| Township / Civil Division | CHIPPEWA FALLS |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 10200 |
45 N Main St is owned and occupied by an individual who bought it in September 2016.
Source: Chippewa County records, as of February 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4836 RITSCH CT, EAU CLAIRE, WI 54703-9704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 7, 2016 · Amount on File |
| Deed Sale | Sep 7, 2016 · Amount on File |
| Prior Sale | May 23, 2016 · Amount on File |
| Deed Document Number | 000000859376 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHIPPEWA WI |
| Property Address | 45 N MAIN ST, CHIPPEWA FALLS, WI 54729-2919 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000917415 |
|---|---|
| Date | May 14, 2021 |
| Instrument | 917415 |
| Name | ROYAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2036 |
The 2025 property tax bill for 45 N Main St was $1,810 with a homeowner's exemption.
Source: Chippewa County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Chippewa County |
| Municipality | Chippewa Falls City |
| Unified School District | Chippewa Falls Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,810.00 Homeowner's exemption | $92,400 Land $11,200 Building $81,200 | $148,200 |
| 2023 | $1,532.00 Homeowner's exemption | $92,400 Land $11,200 Building $81,200 | $119,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 N Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 N Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHIPPEWA FALLS WATERWORKS serves 13,375 people · EPA ID WI6090456 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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