45 N Islands Dr, Gilbert, AZ 85233 Property Records

Maricopa County property record for 45 N Islands Dr, Gilbert, AZ 85233

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,939 sqft · built 2017
Lot Size	0.129 acres (5,630 sqft)
Owner	Individual Name on File
Last Sale	$386,701 (Nov 2017)
Tax Bill	$2,180 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`302-22-479`

Property Details

APN / Parcel Number

Primary APN	`302-22-479`
Alternative APN	`302224797`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,939 sqft Living Area
Gross Area	2,139 sqft
1st Floor Area	1,939 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	5,630 sqft (0.129 acres)
Parking Spaces	2 Parking Spaces
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	45 N ISLANDS DR
City	GILBERT
State	AZ
Zip	85233-1601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFD
Legal Description	ENCLAVE AT NORTH SHORE MCR 1260-50
Legal Range	5E
Legal Township	1S
Legal Section	11
Legal Subdivision	ENCLAVE AT NORTH SHORE
Legal Lot Number	37
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2023
Census Tract	422309

Owner

45 N Islands Dr is owned and occupied by an individual who bought it in November 2017.

Source: Maricopa County records, as of May 6, 2026

Owner of Record	Individual Name on File
Mailing Address	45 N ISLANDS DR, GILBERT, AZ 85233-1601
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 17, 2017	Warranty Deed, Transfer · Conventional Mortgage MATTAMY HOME FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2017 · Amount on File
Deed Sale	Nov 17, 2017 · Amount on File
Deed Document Number	2017857697
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	45 N ISLANDS DR, GILBERT, AZ 85233-1601
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000543364
Date	Jun 22, 2020
Instrument	20200543364

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 17, 2017
Property Address	45 N ISLANDS DR, GILBERT, AZ 85233-1601
Document Number	0000857697
Map Reference	MB 1260 PG 50
Instrument Date	Nov 13, 2017
Instrument	2017-0857697
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	SECURITY TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9200 E PIMA CENTER PKWY STE 230, 9200, SCOTTSDALE, AZ 85258-4622

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 N ISLANDS DR, GILBERT, AZ 85233-1601

Mortgage

Document Number	0000857698
Date	Nov 17, 2017
Instrument	2017-0857698

Lender

Name	MATTAMY HOME FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 45 N Islands Dr was $2,180.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,600 (+74.46%)	$506,000 (+3.2%) Land $101,200 Building $404,800
2025	$2,180.00	$29,004 (-45.31%)	$490,300 (-7.54%) Land $98,000 Building $392,300
2024		$53,030	$530,300 Land $106,000 Building $424,300
2023	$2,114.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 45 N Islands Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 45 N Islands Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Arizona Network, T-Mobile, WeLink Communications.

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