Kane County property record for 45 N Edison Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,859 sqft · built 1929 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,616 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-15-428-004 |
| Primary APN | 06-15-428-004 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 5 Stories |
| Building Area | 1,859 sqft Living Area |
| Gross Area | 3,098 sqft |
| Basement Area | 1,239 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Exterior Material | Brick |
| Lot Area | 6,600 sqft (0.152 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 45 N EDISON AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-5233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WASHINGTON HEIGHTS ADDN LOT 24 BLOCK 4 |
| Legal Subdivision | ASHINGTON HEIGHTS ADDN |
| Legal Block | 4 |
| Legal Lot Number | 24 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 851101 |
45 N Edison Ave is owned and occupied by an individual who acquired it in March 2008.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 N EDISON AVE, ELGIN, IL 60123-5233 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 1999 |
| Deed Sale | May 19, 1999 |
| Prior Sale | Jan 21, 1999 |
| Deed Document Number | 199950504 |
| Last Transfer Date | Mar 25, 2008 |
| Transfer Doc | 0000031492 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 45 N EDISON AVE, ELGIN, IL 60123-5233 |
| Document Number | 0000003391 |
| Instrument Date | Jan 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 45 N EDISON AVE ELGIN IL 601235233, ELGIN, IL 60123-5233 |
| Document Number | 0000003391 |
|---|---|
| Date | Jan 17, 2020 |
| Instrument | 3391 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 16, 2050 |
The 2025 property tax bill for 45 N Edison Ave was $6,616 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,616.00 Homeowner's exemption | $94,731 (+8.57%) Land $15,540 Building $79,191 | $284,307 (+8.57%) Land $46,639 Building $237,668 |
| 2024 | $87,253 Land $14,313 Building $72,940 | $261,864 Land $42,956 Building $218,908 | |
| 2022 | $5,712.00 (+4.62%) Homeowner's exemption | $71,877 (+6.96%) Land $11,791 Building $60,086 | $215,631 (+6.96%) Land $35,373 Building $180,258 |
| 2021 | $5,460.00 Homeowner's exemption | $67,200 Land $11,024 Building $56,176 | $201,600 Land $33,072 Building $168,528 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 N Edison Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 45 N Edison Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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