Kane County property record for 45 N Commonwealth Ave, Elgin, IL 60123 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Year Built | Built 1900 |
| Square Footage | 1,908 sqft Living Area |
| Lot Size | 8,316 sqft (0.191 acres) |
| Garage | Detached |
| Occupancy | Owner Occupied |
| Last Sale | $220,000 (2020) |
| Tax Bill | $6,871.00 (2025) |
| Primary APN | 06-14-302-003 |
|---|
| Full Baths | 1 Baths |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 1,908 sqft Living Area |
| Gross Area | 2,938 sqft Gross Area |
| Basement Area | 1,030 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame Construction |
| Lot Area | 8,316 sqft (0.191 acres) |
| Depth X Width | 132 ft x 63 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Street Address | 45 N COMMONWEALTH AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-5227 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CRIGHTON PARK ADDN LOT 5 BLOCK 6 |
| Legal Subdivision | CRIGHTON PARK ADDN |
| Legal Block | 6 |
| Legal Lot Number | 5 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 4 |
| Census Block | 4022 |
| Census Tract | 851101 |
Source: Kane County records · APN 06-14-302-003
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 N COMMONWEALTH AVE, ELGIN, IL 60123-5227 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 09, 2020 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage GUARANTEED RATE INC |
| Jun 06, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage PLATINUM HOME MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 09, 2020 · Amount on Record |
| Deed Sale | Dec 09, 2020 · Amount on Record |
| Prior Sale | Jun 06, 2017 · Amount on Record |
| Deed Doc Number | 202076518 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 09, 2020 |
| Property Address | 45 N COMMONWEALTH AVE, ELGIN, IL 60123-5227 |
| Document Number | 0000076518 |
| Instrument Date | Sep 24, 2020 |
| Instrument | 2020K076518 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $220.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45 N COMMONWEALTH AVE, 45, ELGIN, IL 60123-5227 |
| Name | Verified Name |
|---|---|
| Address | 45 N COMMONWEALTH AVE, ELGIN, IL 60123-5227 |
| Investor | Possibly a Property Investor |
| Document Number | 0000076519 |
|---|---|
| Date | Dec 09, 2020 |
| Instrument | 2020K076519 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 01, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 06, 2017 |
| Property Address | 45 N COMMONWEALTH AVE, ELGIN, IL 60123-5227 |
| Document Number | 0000028601 |
| Instrument Date | May 26, 2017 |
| Instrument | 2017K028601 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | ATTORNEYS TITLE GUARANTY FUN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $178.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 45 NCOMMONWEALTH AVE, ELGIN, IL 60123 |
| Document Number | 0000028602 |
|---|---|
| Date | Jun 06, 2017 |
| Instrument | 2017K028602 |
| Name | PLATINUM HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2047 |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,871.00 (+15.83%) Homeowner's exemption | ||
| 2024 | $90,331 (+21.39%) Land $16,613 Building $73,718 | $271,101 (+21.44%) Land $49,859 Building $221,242 | |
| 2022 | $5,932.00 (+4.6%) Homeowner's exemption | $74,413 (+6.96%) Land $13,686 Building $60,727 | $223,239 (+6.96%) Land $41,058 Building $182,181 |
| 2021 | $5,671.00 Homeowner's exemption | $69,570 Land $12,795 Building $56,775 | $208,710 Land $38,385 Building $170,325 |
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