45 N Clover Ave, Niles, OH 44446 Property Records

Trumbull County property record for 45 N Clover Ave, Niles, OH 44446

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,224 sqft · built 1899
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on Record
Last Sale$39,000 (Feb 2004)
Tax Bill$739 (2025)
Deeds & MortgagesApr 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN25-402800

Property Details

APN / Parcel Number

Primary APN25-402800

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,224 sqft Living Area
1st Floor Area1,552 sqft
Upper Floors Area448 sqft
Basement Area640 sqft
Unfinished Basement640 sqft

Exterior

Year BuiltBuilt 1899
Effective Year BuiltEffective 1899
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions125 ft deep x 50 ft wide
Garage Area748 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelGas
SewerConnected

Location & Zoning

Street Address45 N CLOVER AVE
CityNILES
StateOH
Zip44446-1653
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1039 50F N CLOVER AVE NILES CITY
Legal Lot Number1039
JurisdictionTRUMBULL OH
Township / Civil DivisionWEATHERSFIELD
Census Block Group3
Census Block3012
Census Tract932802

Owner

Source: Trumbull County records, as of April 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address45 N CLOVER AVE, NILES, OH 44446-1653
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 6, 2004 · Amount on Record
Deed SaleFeb 6, 2004 · Amount on Record
Prior SaleJan 1, 1990
Record UpdatedOct 29, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTRUMBULL OH
Property Address45 N CLOVER AVE, NILES, OH 44446-1653
Document Number0000009156
Instrument DateApr 25, 2018
Transaction TypeMortgage
Record UpdatedJun 21, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 N CLOVER AVE NILES OH 444461653, NILES, OH 44446-1653

Mortgage

Document Number0000009156
DateMay 11, 2018
Instrument9156
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 10, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Trumbull County assessment roll, as of April 23, 2026

Property Jurisdictions

TypeName
StateOhio
CountyTrumbull County
County SubdivisionWeathersfield Township
MunicipalityNiles City
Unified School DistrictNiles City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$739.00$17,570 (-) Land $1,610 Building $15,960
2024$739.00 (-1.6%)$17,570 (-) Land $1,610 Building $15,960
2023$751.00 (+12.93%)$17,570 (+29%) Land $1,610 Building $15,960$50,200 (+29.05%) Land $4,600 Building $45,600
2022$665.00$13,620 Land $1,610 Building $12,010
2020$38,900 Land $4,600 Building $34,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNILES CITY PWS
serves 21,961 people · EPA ID OH7802403
Water SourcePurchased surface water from MAHONING VALLEY SANITARY DISTRICT
Last State InspectionAug 2023
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Omni Fiber
Fiber
10,000 / 10,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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