45 N Beach Ave, Buzzards Bay, MA 02532 Property Records

Barnstable County and Bourne Town property record for 45 N Beach Ave, Buzzards Bay, MA 02532 · Last verified July 2026

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	5 bd · 3.5 ba · 4,473 sqft · built 1910
Lot Size	0.566 acres (24,634 sqft)
Owner	2 Trust Names on File
Last Sale	$770,000 (Dec 2020)
Tax Bill	$6,270 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Apr 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BOUR M:30.4 P:134 E:1`

Property Details

APN / Parcel Number

Primary APN	`BOUR M:30.4 P:134 E:1`
Alternative APNs	`M:030.4 P:134.01 D:01` `6457`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,473 sqft Total Area
Gross Area	6,790 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2002
Architectural Style	Historical
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,634 sqft (0.566 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	6457
Street Address	45 N BEACH AVE
City	BUZZARDS BAY
State	MA
Zip	02532
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Jurisdiction	BOURNE MA
Township / Civil Division	BOURNE
Census Block Group	3
Census Block	3047
Census Tract	13900

Owner

Source: Barnstable County and Bourne Town records · APN BOUR M:30.4 P:134 E:1

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	183 NEWTOWN RD, ACTON, MA 01720-2612
Owner Type	Individual
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2020	Quit Claim Deed, Transfer · Conventional Mortgage FEDERAL SVGS BK
Apr 24, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage HANSCOMB FCU
May 04, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 24, 2020 · Amount on Record
Deed Sale	Dec 24, 2020 · Amount on Record
Prior Sale	May 04, 2017
Deed Document Number	202073836
Deed Book / Page	33610 / 343
Last Transfer Date	Aug 26, 2025
Transfer Doc	0037152-18
Record Updated	Sep 20, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOURNE MA
Recording Date	Dec 24, 2020
Property Address	45 N BEACH AVE, BOURNE, MA 02532
Document Number	33610-343
Book / Page	033610 / 000343
Instrument Date	Dec 21, 2020
Instrument	73836
Transaction Type	Transfer
Record Updated	Jan 19, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,389.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	183 NEWTONTON RD ACTON MA 01720, ACTON, MA 01720

Mortgage

Document Number	33611-1
Date	Dec 24, 2020
Book Page	033611/000001
Instrument	73837

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 23, 2050

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOURNE MA
Recording Date	Apr 24, 2020
Property Address	45 N BEACH AVE, BOURNE, MA 02532
Document Number	32852-262
Book / Page	032852 / 000262
Instrument Date	Apr 21, 2020
Instrument	540
Transaction Type	Transfer
Record Updated	May 12, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$3,363.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6 ELM AVE BOURNE MA 02532, BOURNE, MA 02532

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	45 N BEACH AVE, BOURNE, MA 02532
Document Number	31115-57
Instrument Date	Feb 23, 2018
Transaction Type	Mortgage
Record Updated	Mar 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	31115-57
Date	Mar 01, 2018
Book Page	031115/000057
Instrument	9980

Lender

Name	HANSCOMB FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 29, 2048

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOURNE MA
Recording Date	May 04, 2017
Property Address	45 N BEACH AVE, BOURNE, MA 02532
Document Number	30465-256
Book / Page	030465 / 000256
Instrument Date	Apr 28, 2017
Instrument	21752
Transaction Type	Transfer
Record Updated	May 23, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	45 BEACH ST BOURNE MA 46356, BOURNE, MA 46356

Tax Assessment & Valuation

Source: Barnstable County and Bourne Town records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Bourne Town
Unified School District	Bourne School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,270.00 (-5.3%)	$802,800 (-2.75%) Land $232,200 Building $570,600	$1,034,265
2024	$6,621.00 (-0.79%)	$825,500 (+8.98%) Land $221,100 Building $604,400
2023	$6,674.00	$757,500 Land $195,700 Building $561,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), updated October 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250010139003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 23 individual NFIP policies nearby
Nearby Flood Policies	23 in force
Nearby Flood Claims	4 (1987–2010)
Most Recent Claim	Apr 2010, rainfall accumulation
Claims By Storm	Hurricane Bob, Aug 1991 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 313 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Verizon	Fiber	980 / 880

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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