45 N 400 E, Spanish Fork, UT 84660 Property Records

Utah County property record for 45 N 400 E, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,322 sqft · built 1959
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$414,295 (Jan 2022)
Tax Bill	$2,262 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-044-0002`

Property Details

APN / Parcel Number

Primary APN	`07-044-0002`
Alternative APN	`008216`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,322 sqft Living Area
Gross Area	3,124 sqft
1st Floor Area	1,322 sqft
Basement Area	1,322 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1985
Architectural Style	A-Frame
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Other
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Slab
Porch Area	393 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	008216
Street Address	45 N 400 E
City	SPANISH FORK
State	UT
Zip	84660-1829
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM. 136.125 FT N OF SE COR OF BLK 44, PLAT A, SPANISH FORK CITY SURVEY; N 61.875 FT; W 109.56 FT; S 61.875 FT; E 109.56 FT TO BEG.
Legal Subdivision	SPANISH FORK CITY
Legal Block	44
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	1
Census Block	1027
Census Tract	3204

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 N 400 E, SPANISH FORK, UT 84660-1829
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO
Nov 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 22, 2019	Deed of Trust, Mortgage QUICKEN LNS
Sep 18, 2018	Warranty Deed, Transfer CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2022 · Amount on Record
Deed Sale	Jan 19, 2022 · Amount on Record
Prior Sale	Nov 30, 2020 · Amount on Record
Deed Document Number	20228048
Prior Transfer Date	Jan 13, 2022
Prior Transfer Doc	0000008048
Record Updated	Oct 29, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Jan 19, 2022
Property Address	45 N 400 E, SPANISH FORK, UT 84660-1829
Document Number	0000008048
Instrument Date	Jan 13, 2022
Instrument	8048:2022
Transaction Type	Transfer
Record Updated	Apr 8, 2022
Title Company	VANGUARD TITLE INSURANCE AGENCY, VANGUARD TITLE INS AGCY LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	45 N 400 E, SPANISH FORK, UT 84660-1829

Mortgage

Document Number	0000008049
Date	Jan 19, 2022
Instrument	8049:2022

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Nov 30, 2020
Property Address	45 N 400 E, SPANISH FORK, UT 84660-1829
Document Number	0000189045
Instrument Date	Nov 24, 2020
Instrument	189045:2020
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	VANGUARD TITLE INS AGCY LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	45 N 400 E, SPANISH FORK, UT 84660-1829

Mortgage

Document Number	0000189046
Date	Nov 30, 2020
Instrument	189046:2020

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	45 N 400 E, SPANISH FORK, UT 84660-1829
Document Number	0000082690
Instrument Date	Aug 22, 2019
Transaction Type	Mortgage
Record Updated	Oct 14, 2019
Title Company	VANGUARD TITLE INSURANCE AGENCY, VANGUARD TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 N 400 E SPANISH FORK UT 846601829, SPANISH FORK, UT 84660-1829

Mortgage

Document Number	0000082690
Date	Aug 27, 2019
Instrument	82690

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Sep 18, 2018
Property Address	45 N 400 E, SPANISH FORK, UT 84660-1829
Document Number	0000089609
Instrument Date	Aug 28, 2018
Instrument	89609
Transaction Type	Transfer
Record Updated	Oct 10, 2018
Title Company	US TITLE INSURANCE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 N 400 E SPANISH FORK UT 846601829, SPANISH FORK, UT 84660-1829

Mortgage

Document Number	89610
Date	Sep 18, 2018
Instrument	89610

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2048

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,900 (-43.58%)	$438,000 (+2.58%) Land $138,300 Building $299,700
2025	$2,262.00	$427,000 (+89.87%) Land $138,300 Building $288,700	$427,000 (+4.43%) Land $138,300 Building $288,700
2024	$2,262.00 (+3.81%)
2023	$2,179.00 (+4.76%)	$224,895	$408,900 Land $131,700 Building $277,200
2022	$2,080.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Utah Broadband, Verizon.

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