45 Myrtle St, Somerville, MA 02145 Property Records

Middlesex County and Somerville City property record for 45 Myrtle St, Somerville, MA 02145

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,940 sqft · built 2019
Lot Size	0.122 acres (5,325 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,080,000 (Dec 2019)
Tax Bill	$11,086 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20212400`

Property Details

APN / Parcel Number

Primary APN	`20212400`
Alternative APN	`SOME M:105 B:A L:38 U:45`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,940 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Lot Area	5,325 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	20212400
Street Address	45 MYRTLE ST
City	SOMERVILLE
State	MA
Zip	02145-4324
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RB
Legal Block	A
Legal Lot Number	38
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1003
Census Tract	351404

Owner

Source: Middlesex County and Somerville City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 MYRTLE ST, SOMERVILLE, MA 02145-4324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2019 · Amount on Record
Deed Sale	Dec 31, 2019 · Amount on Record
Deed Document Number	2019209784
Deed Book / Page	73924 / 434
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	45 MYRTLE ST, SOMERVILLE, MA 02145-4324
Transaction Type	Mortgage
Record Updated	Apr 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75646-170
Date	Sep 17, 2020
Book Page	75646/170
Instrument	164537

Lender

Name	THIRD FEDERAL SAVING & LOAN ASSOC

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.74%
Type Change Date	Oct 1, 2025
Index	Prime Rate

Tax Assessment & Valuation

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,086.00 (+8.24%)	$1,016,100 (+4.37%) Building $1,016,100	$959,025 (-15.23%)
2024	$10,242.00 (+2.63%)	$973,600 (+0.87%) Building $973,600	$1,131,260
2023	$9,980.00	$965,200 Building $965,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 930 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Netafy Fixed Wireless	641 / 143
AT&T Fixed Wireless	100 / 20

May also be available: Starry, T-Mobile, Verizon.

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