Union County and Cranford Township property record for 45 Myrtle St, Cranford, NJ 07016
| Property Type | Single Family Home |
|---|---|
| Details | 1,488 sqft · built 1948 |
| Lot Size | 0.131 acres (5,702 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $281,500 (Sep 2008) |
| Tax Bill | $8,415 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00555-0000-00012 |
| Primary APN | 03-00555-0000-00012 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,488 sqft Living Area |
| 1st Floor Area | 1,488 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Construction Type | Frame |
| Lot Area | 5,702 sqft (0.131 acres) |
| Account Number | 6787000 |
|---|---|
| Street Address | 45 MYRTLE ST |
| City | CRANFORD |
| State | NJ |
| Zip | 07016-3456 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 555 |
| Legal Lot Number | 12 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | CRANFORD |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 37300 |
45 Myrtle St is owned by two individuals who bought it in September 2008.
Source: Union County and Cranford Township records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19 PIONEER DR, HILLSBOROUGH, NJ 08844-3250 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2008 · Amount on File |
| Deed Sale | Sep 18, 2008 · Amount on File |
| Deed Document Number | 2008199068 |
| Deed Book / Page | 5732 / 822 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 45 MYRTLE ST, CRANFORD, NJ 07016-3456 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2022 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0151542667 |
|---|---|
| Date | Jan 31, 2022 |
| Book Page | 15154/2667 |
| Instrument | 30593 |
| Name | SUMMIT MORTGAGE BANKERS INC |
|---|---|
| Type | Mortgage Company |
| Address | FLUSHING, NY 11354 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2037 |
The 2025 property tax bill for 45 Myrtle St was $8,415, up 6.9% from the year before.
Source: Union County and Cranford Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Cranford Township |
| Unified School District | Cranford Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $116,100 (-) Land $59,400 Building $56,700 | $116,100 (-) Land $59,400 Building $56,700 | |
| 2025 | $8,415.00 (+6.93%) | $116,100 Land $59,400 Building $56,700 | $116,100 Land $59,400 Building $56,700 |
| 2024 | $7,870.00 | ||
| 2023 | $116,100 Land $59,400 Building $56,700 | $116,100 Land $59,400 Building $56,700 | |
| 2022 | $7,676.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 45 Myrtle St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1982–1994) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jan 1994 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Myrtle St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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