Newton County property record for 45 Mountainview Ter, Covington, GA 30016
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,508 sqft · built 1998 |
| Lot Size | 0.99 acres (43,124 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $215,000 (Sep 2021) |
| Tax Bill | $2,681 (2025) |
| Deeds & Mortgages | Oct 2021 Second Mortgage Sep 2024 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0047C-00000-015-000 |
| Primary APN | 0047C-00000-015-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,508 sqft Heated Area |
| 1st Floor Area | 1,568 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,124 sqft (0.99 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 21543 |
|---|---|
| Street Address | 45 MOUNTAINVIEW TER |
| City | COVINGTON |
| State | GA |
| Zip | 30016-7164 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 121 MOUNTAINVIEW EST I |
| Legal Subdivision | MOUNTAINVIEW ESTATES |
| Legal Lot Number | 121 |
| Jurisdiction | NEWTON GA |
| Township / Civil Division | COVINGTON-PORTERDALE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 100600 |
Source: Newton County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45 MOUNTAINVIEW TER, COVINGTON, GA 30016-7164 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 25, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ACOPIA |
| Sep 3, 2024 | Deed of Trust, Mortgage · FHA Mortgage ESSEX MORTGAGE |
| Dec 22, 2023 | Deed of Trust, Mortgage · FHA Mortgage DATA MORTGAGE |
| Dec 22, 2023 | Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL |
| Oct 25, 2021 | Deed of Trust, Mortgage · FHA Mortgage ACOPIA |
| Sep 27, 2021 | Warranty Deed, Transfer |
| Sep 20, 2021 | Warranty Deed, Transfer |
| Nov 6, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2021 · Amount on Record |
| Deed Sale | Sep 27, 2021 · Amount on Record |
| Prior Sale | Sep 20, 2021 |
| Deed Document Number | 20215420 |
| Deed Book / Page | 4285 / 722 |
| Prior Transfer Date | Oct 18, 2018 |
| Prior Transfer Doc | 0037680077 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 45 MOUNTAINVIEW TER, COVINGTON, GA 30016-7164 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 45 MOUNTAINVIEW TER, COVINGTON, GA 30016-7164 |
| Document Number | 0042850000000738 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 0000004285/0000000738 |
| Instrument | 020476 |
| Name | ACOPIA |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 45 MOUNTAINVIEW TER, COVINGTON, GA 30016-7164 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 45 MOUNTAINVIEW TER, COVINGTON, GA 30016-7164 |
| Document Number | 0046510000000337 |
|---|---|
| Date | Sep 3, 2024 |
| Book Page | 0000004651/0000000337 |
| Instrument | 2024009195 |
| Name | ESSEX MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 45 MOUNTAINVIEW TER, COVINGTON, GA 30016-7164 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2024 |
| Name | Verified Name |
|---|---|
| Address | 45 MOUNTAINVIEW TER, COVINGTON, GA 30016-7164 |
| Document Number | 0045780000000093 |
|---|---|
| Date | Dec 22, 2023 |
| Book Page | 0000004578/0000000093 |
| Instrument | D2023014777 |
| Name | DATA MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 45 MOUNTAINVIEW TER, COVINGTON, GA 30016-7164 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2024 |
| Name | Verified Name |
|---|---|
| Address | 45 MOUNTAINVIEW TER, COVINGTON, GA 30016-7164 |
| Document Number | 0045780000000101 |
|---|---|
| Date | Dec 22, 2023 |
| Book Page | 0000004578/0000000101 |
| Instrument | D2023014778 |
| Name | US DEPARTMENT OF HOUSING AND URBAN DEVEL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 45 MOUNTAINVIEW TER, COVINGTON, GA 30016-7164 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2023 |
| Name | Verified Name |
|---|---|
| Address | 45 MOUNTAINVIEW TER, COVINGTON, GA 30016-7164 |
| Document Number | 0042850000000724 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 0000004285/0000000724 |
| Instrument | 020475 |
| Name | ACOPIA |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEWTON GA |
| Recording Date | Sep 27, 2021 |
| Property Address | 45 MOUNTAINVIEW TER, COVINGTON, GA 30016-7164 |
| Document Number | 0042850722 |
| Book / Page | 4285 / 722 |
| Instrument Date | Sep 27, 2021 |
| Instrument | 2021-005420 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 MOUNTAINVIEW TER, COVINGTON, GA 30016-7164 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEWTON GA |
| Recording Date | Sep 20, 2021 |
| Property Address | 45 MOUNTAINVIEW TER, COVINGTON, GA 30016-7164 |
| Document Number | 0042850720 |
| Book / Page | 4285 / 720 |
| Instrument Date | Sep 20, 2021 |
| Instrument | 2021-005900 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2031 SPRAYBERRY RD, MONTICELLO, GA 31064-5515 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEWTON GA |
| Recording Date | Nov 6, 2018 |
| Property Address | 45 MOUNTAINVIEW TER, COVINGTON, GA 30016-7164 |
| Document Number | 0037680077 |
| Book / Page | 003768 / 000077 |
| Instrument Date | Oct 24, 2018 |
| Instrument | 13584 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 45 MOUNTAINVIEW TER COVINGTON GA 300167164, COVINGTON, GA 30016-7164 |
Source: Newton County assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Newton County |
| Unified School District | Newton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,681.00 (+11.2%) Homeowner's exemption | $109,600 (+9.82%) Land $16,000 Building $93,600 | $274,000 (+9.82%) Land $40,000 Building $234,000 |
| 2023 | $99,800 Land $8,000 Building $91,800 | $249,500 Land $20,000 Building $229,500 | |
| 2022 | $2,411.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 82% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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