45 Mountain Spring Dr, Sparta, NJ 07871 Property Records

Sussex County and Sparta Township property record for 45 Mountain Spring Dr, Sparta, NJ 07871

Property Summary

Property Type	Single Family Home
Details	3,180 sqft · built 1985
Lot Size	2.54 acres (110,817 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Apr 2018)
Tax Bill	$17,375 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-26007-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`18-26007-0000-00016`
Alternative APN	`1800163000000006`

Interior

Stories	2 Stories
Building Area	3,180 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Contemporary
Lot Area	110,817 sqft
Garage Type	Attached

Location & Zoning

Old Parcel Number	1800163000000006
Street Address	45 MOUNTAIN SPRING DR
City	SPARTA
State	NJ
Zip	07871-3545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Subdivision	RADCLIFFE FARMS SEC 01
Legal Block	26007
Legal Lot Number	16
Jurisdiction	SUSSEX NJ
Township / Civil Division	SPARTA
Census Block Group	2
Census Block	2000
Census Tract	373100

Owner

Source: Sussex County and Sparta Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 MOUNTAIN SPRING DR, SPARTA, NJ 07871-3545
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LAKELAND BANK
Apr 9, 2018	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2018 · Amount on Record
Deed Sale	Apr 9, 2018 · Amount on Record
Deed Document Number	201810073070
Deed Book / Page	3471 / 564
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	45 MOUNTAIN SPRING DR, SPARTA, NJ 07871-3545
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0103081248
Date	Apr 24, 2024
Book Page	10308/1248
Instrument	2024006807

Lender

Name	LAKELAND BANK
Type	Bank
Address	OAK RIDGE, NJ 07438

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	107 Months
Due	Mar 12, 2033

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX NJ
Recording Date	Apr 9, 2018
Property Address	45 MOUNTAIN SPRING DR, SPARTA, NJ 07871-3545
Document Number	0034710564
Book / Page	003471 / 000564
Instrument Date	Apr 5, 2018
Instrument	73070
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45 MOUNTAIN SPRING DR SPARTA NJ 078713545, SPARTA, NJ 07871-3545

Mortgage

Document Number	95930339
Date	Apr 9, 2018
Book Page	009593/000339
Instrument	73080

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2048

Tax Assessment & Valuation

Source: Sussex County and Sparta Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Sparta Township
Unified School District	Sparta Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$473,700 (-) Land $167,700 Building $306,000	$473,700 (-) Land $167,700 Building $306,000
2025	$17,375.00 (+2.79%)	$473,700 (+0.57%) Land $167,700 Building $306,000	$473,700 (+0.57%) Land $167,700 Building $306,000
2024	$16,904.00 (+5.5%)
2023		$471,000 Land $167,700 Building $303,300	$471,000 Land $167,700 Building $303,300
2022	$16,023.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1978–2000)
Most Recent Claim	Aug 2000 · Severe Storms, Flooding And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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