45 Mountain Ave, Chatham, NJ 07928 Property Records

Morris County and Chatham Township property record for 45 Mountain Ave, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	4,866 sqft · built 2016
Lot Size	0.575 acres (25,051 sqft)
Owner	2 Individual Names on File
Last Sale	$1,620,000 (Mar 2016)
Tax Bill	$28,739 (2024)
Deeds & Mortgages	Jul 2022 Mortgage
APN	`05-00037-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`05-00037-0000-00012`
Alternative APNs	`050003700012` `974`

Interior

Building Area	4,866 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	25,051 sqft (0.575 acres)

Location & Zoning

Account Number	974
Street Address	45 MOUNTAIN AVE
City	CHATHAM
State	NJ
Zip	07928-1129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	MINOR SUB
Legal Block	37
Legal Lot Number	12
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	2
Census Block	2001
Census Tract	44000

Owner

45 Mountain Ave is owned and occupied by two individuals who acquired it in April 2021.

Source: Morris County and Chatham Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 MOUNTAIN AVE, CHATHAM, NJ 07928-1129
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2016 · Amount on File
Deed Sale	Mar 23, 2016 · Amount on File
Prior Sale	Dec 4, 2014 · Amount on File
Deed Document Number	201616274
Deed Book / Page	22878 / 915
Last Transfer Date	Apr 6, 2021
Transfer Doc	0244530003
Record Updated	Sep 20, 2026

July 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	MORRIS NJ
Recording Date	Jul 14, 2022
Property Address	45 MOUNTAIN AVE, CHATHAM, NJ 07928-1129
Document Number	0244530003
Book / Page	24453 / 3
Instrument Date	Apr 6, 2022
Instrument	2022048625
Record Updated	Aug 18, 2022
Title Company	RES TITLE, RESE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 MOUNTAIN AVE, 45, CHATHAM, NJ 07928-1129

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	45 MOUNTAIN AVE, CHATHAM, NJ 07928-1129

Mortgage

Document Number	2022048626
Date	Jul 14, 2022
Instrument	2022048626

Lender

Name	MAS ASSOCIATES LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	106 Months
Due	May 1, 2031

Tax Assessment & Valuation

Source: Morris County and Chatham Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Chatham Township
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,444,900 (-) Land $366,800 Building $1,078,100	$1,444,900 (-) Land $366,800 Building $1,078,100
2025		$1,444,900 Land $366,800 Building $1,078,100	$1,444,900 Land $366,800 Building $1,078,100
2024	$28,739.00
2023		$1,444,900 Land $366,800 Building $1,078,100	$1,444,900 Land $366,800 Building $1,078,100
2022	$28,117.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 45 Mountain Ave; there have been 2 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Mountain Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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