45 Mountain Ave, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 45 Mountain Ave, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	1,372 sqft · built 1931
Lot Size	0.092 acres (3,999 sqft)
Owner	2 Individual Names on File
Last Sale	$640,000 (Nov 2022)
Tax Bill	$15,575 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-01174-0000-00024`

Property Details

APN / Parcel Number

Primary APN	`02-01174-0000-00024`
Alternative APN	`020117400024`

Interior

Stories	1 Story
Building Area	1,372 sqft Living Area
1st Floor Area	1,372 sqft

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Lot Area	3,999 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide

Location & Zoning

Old Parcel Number	020117400024
Street Address	45 MOUNTAIN AVE
City	BLOOMFIELD
State	NJ
Zip	07003-3021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	40 X 100
Legal Block	1174
Legal Lot Number	24
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	4
Census Block	4005
Census Tract	14800

Owner

45 Mountain Ave is owned and occupied by two individuals who bought it in November 2022.

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 MOUNTAIN AVE, BLOOMFIELD, NJ 07003-3021
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2022	Deed, Transfer · Conventional Mortgage PICATINNY FCU
Jun 10, 2019	Grant Deed, Transfer · Conventional with PMI NJ LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2022 · Amount on File
Deed Sale	Nov 16, 2022 · Amount on File
Prior Sale	Jun 10, 2019 · Amount on File
Deed Document Number	2022100380
Record Updated	Oct 29, 2026

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Nov 16, 2022
Property Address	45 MOUNTAIN AVE, BLOOMFIELD, NJ 07003-3021
Document Number	0000100380
Instrument Date	Nov 10, 2022
Instrument	2022100380
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	TSG TITLE AGENCY INC, ATS TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 SLEEPY HOLLOW RD, KINNELON, NJ 07405-2281

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 MOUNTAIN AVE, BLOOMFIELD, NJ 07003-3021

Mortgage

Document Number	0000100381
Date	Nov 16, 2022
Instrument	2022100381

Lender

Name	PICATINNY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jun 10, 2019
Property Address	45 MOUNTAIN AVE, BLOOMFIELD, NJ 07003-3021
Document Number	0000052872
Instrument Date	May 30, 2019
Instrument	52872
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$445.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45 MOUNTAIN AVE BLOOMFIELD NJ 070033021, BLOOMFIELD, NJ 07003-3021

Mortgage

Document Number	52874
Date	Jun 10, 2019
Instrument	52874

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 9, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 45 Mountain Ave was $15,575, up 2.9% from the year before.

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$446,400 (-) Land $240,400 Building $206,000	$446,400 (-) Land $240,400 Building $206,000
2025	$15,575.00 (+2.87%)	$446,400 Land $240,400 Building $206,000	$446,400 Land $240,400 Building $206,000
2024	$15,141.00
2023		$434,800 Land $240,400 Building $194,400	$434,800 Land $240,400 Building $194,400
2022	$13,922.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Mountain Ave in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	13 (1979–2011)
Claims Outside the SFHA	13 of 13
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Mountain Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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