45 Mountain Ash Dr, Sagle, ID 83860 Property Records

Bonner County property record for 45 Mountain Ash Dr, Sagle, ID 83860

Property Summary

Property Type	Mobile Home
Details	1,890 sqft · built 2010
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,029 (2026)
Deeds & Mortgages	Apr 2024 Mortgage Feb 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`RP025340000010A`

Property Details

APN / Parcel Number

Primary APN	`RP025340000010A`

Interior

Building Area	1,890 sqft Finished Area
1st Floor Area	1,890 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Mobile Home
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	45 MOUNTAIN ASH DR
City	SAGLE
State	ID
Zip	83860-9465
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	S
Legal Description	15-56N-2W HUBBARD-ENGLE LOTS LOT 1 2010 FLEETWOOD 27 X 70 RP - CPWRS
Legal Range	02W
Legal Township	56N
Legal Section	15
Legal Subdivision	CPWRS
Legal Lot Number	1
Jurisdiction	BONNER ID
Township / Civil Division	BLANCHARD-GLENGARY
Census Block Group	2
Census Block	2024
Census Tract	950902

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 MOUNTAIN ASH DR, SAGLE, ID 83860-9465
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2024	Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Feb 21, 2023	Intrafamily Transfer, Transfer TITLEONE NORTH IDAHO
Feb 21, 2023	Intrafamily Transfer, Transfer · VA Mortgage CLEARPATH LENDING
Aug 23, 2017	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2024
Deed Sale	Apr 18, 2024
Prior Sale	Jul 25, 2023
Deed Document Number	20241032400
Prior Transfer Date	Feb 15, 2023
Prior Transfer Doc	0001017087
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Apr 18, 2024
Property Address	45 MOUNTAIN ASH DR, SAGLE, ID 83860-9465
Document Number	0001032400
Map Reference	MB 10 PG 143
Instrument Date	Apr 16, 2024
Instrument	1032400
Transaction Type	Transfer
Record Updated	May 6, 2024
Title Company	NOT AVAILABLE, TITLEONE NORTH IDAHO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	45 MOUNTAIN ASH DR, SAGLE, ID 83860-9465

Mortgage

Document Number	0001032401
Date	Apr 18, 2024
Instrument	1032401

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	Feb 21, 2023
Property Address	45 MOUNTAIN ASH DR, SAGLE, ID 83860-9465
Document Number	0001017087
Map Reference	MB 10 PG 143
Instrument Date	Feb 15, 2023
Instrument	1017087
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	TITLEONE NORTH IDAHO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	45 MOUNTAIN ASH DR, SAGLE, ID 83860-9465

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	Feb 21, 2023
Property Address	45 MOUNTAIN ASH DR, SAGLE, ID 83860-9465
Document Number	0001017085
Map Reference	MB 10 PG 143
Instrument Date	Feb 15, 2023
Instrument	1017085
Transaction Type	Transfer
Record Updated	Mar 1, 2023
Title Company	NOT AVAILABLE, TITLEONE NORTH IDAHO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 MOUNTAIN ASH DR, SAGLE, ID 83860-9465

Mortgage

Document Number	0001017086
Date	Feb 21, 2023
Instrument	1017086

Lender

Name	CLEARPATH LENDING
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	45 MOUNTAIN ASH DR, SAGLE, ID 83860-9465
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ALLIANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	910197
Date	Aug 23, 2017
Instrument	910197

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Oct 1, 2020
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	3.5%
Index	1-Year CMT
Max Rate	7.5%

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,029.00 (+8.54%) Homeowner's exemption	$381,702 (+13.89%) Land $146,592 Building $235,110	$381,702 (+13.89%) Land $146,592 Building $235,110
2025	$948.00 (+930.43%) Homeowner's exemption	$335,136 (-10.45%) Land $146,592 Building $188,544	$335,136 (-10.45%) Land $146,592 Building $188,544
2023	$92.00 Homeowner's exemption	$374,242 Land $132,558 Building $241,684	$374,242 Land $132,558 Building $241,684

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRAVEL AMERICA TRAILER PARK SANDPOINT private · serves 318 people · EPA ID ID1090145
Water Source	Purchased groundwater from SAGLE VALLEY WATER DIST
Last State Inspection	Jul 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50
Intermax Networks Fixed Wireless	100 / 20
Wired or Wireless Fixed Wireless · not low latency	30 / 10

May also be available: Kaniksu Internet, T-Mobile, Vyve Broadband, Ziply Fiber.

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