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  5. Mount Rainier Loop E

45 Mount Rainier Loop E, Bonney Lake, WA 98391 Property Records

Pierce County property record for 45 Mount Rainier Loop E, Bonney Lake, WA 98391

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.75 ba · 3,786 sqft · built 2005
Lot Size0.281 acres (12,246 sqft)
Owner2 Individual Names on File
Last Sale$714,719 (Oct 2018)
Tax Bill$11,627 (2025)
Deeds & MortgagesApr 2020 Mortgage
Aug 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN700135-0-040

Property Details

APN / Parcel Number

Primary APN700135-0-040

Interior

Bedrooms4 Beds
Full Baths3.75 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,786 sqft Living Area
Gross Area5,199 sqft
1st Floor Area2,521 sqft
Basement Area1,655 sqft
Finished Basement1,265 sqft
Unfinished Basement390 sqft
Laundry RoomLaundry Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2007
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialConcrete
Lot Area12,246 sqft (0.281 acres)
TerrainMountain
Garage TypeAttached
Garage Area1,023 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchWood Porch
Porch Area249 sqft
Deck Area578 sqft
Patio Area578 sqft
Shed1 Shed
Shed Area1,265 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Street Address45 MOUNT RAINIER LOOP E
CityBONNEY LAKE
StateWA
Zip98391-7079
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSECTION 05 TOWNSHIP 19 RANGE 05 QUARTER 11 SKY ISLAND DIV 2: SKY ISLAND DIV 2 NE OF NE 05-19-05E L 4 TOG/W PRI RD APPROX 12,246 SQ FT EASE OF REC OUT OF 05-19-05-1-029 & 05-19-04-2-045 SEG M0557 3/30/01MD
Legal Range05
Legal Township19
Legal Section05
Legal SubdivisionSKY ISLAND DIV 2
Legal Lot Number4
JurisdictionPIERCE WA
Township / Civil DivisionPUYALLUP
Census Block Group4
Census Block4003
Census Tract70312

Owner

Source: Pierce County records · APN 700135-0-040

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address45 MOUNT RAINIER LOOP E, BONNEY LAKE, WA 98391-7079
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 03, 2020Deed of Trust, Mortgage · Conventional with PMI
BAY EQUITY
Aug 26, 2019Deed of Trust, Mortgage · Conventional with PMI
BAY EQUITY
Oct 24, 2018Warranty Deed, Transfer · Conventional Mortgage
BAY EQUITY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 24, 2018 · Amount on Record
Deed SaleOct 24, 2018 · Amount on Record
Prior SaleDec 05, 2003 · Amount on Record
Deed Document Number2018334
Prior Transfer DateOct 16, 2002
Prior Transfer Doc0000001102
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address45 MOUNT RAINIER LOOP E, BONNEY LAKE, WA 98391-7079
Document Number2004080185
Instrument DateApr 03, 2020
Transaction TypeMortgage
Record UpdatedMay 05, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address45 MOUNT RAINIER LOOP E BONNEY LAKE WA 983917079, BONNEY LAKE, WA 98391-7079

Mortgage

Document Number2004080185
DateApr 08, 2020
Instrument202004080185
Lender
NameBAY EQUITY
TypeFunding / Finance Company
AddressCORTE MADERA, CA 94925
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 07, 2050

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address45 MOUNT RAINIER LOOP E, BONNEY LAKE, WA 98391-7079
Document Number1908300852
Instrument DateAug 26, 2019
Transaction TypeMortgage
Record UpdatedSep 11, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address45 MOUNT RAINIER LOOP E BONNEY LAKE WA 983917079, BONNEY LAKE, WA 98391-7079

Mortgage

Document Number1908300852
DateAug 30, 2019
Instrument201908300852
Lender
NameBAY EQUITY
TypeFunding / Finance Company
AddressSAUSALITO, CA 94965
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 29, 2049

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPIERCE WA
Recording DateOct 24, 2018
Property Address45 MOUNT RAINIER LOOP E, BONNEY LAKE, WA 98391-7079
Document Number1810240334
Instrument DateOct 11, 2018
Instrument201810240334
Transaction TypeTransfer
Record UpdatedNov 05, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$12,732.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address45 MOUNT RAINIER LOOP E BONNEY LAKE WA 983917079, BONNEY LAKE, WA 98391-7079

Mortgage

Document Number1810240335
DateOct 24, 2018
Instrument201810240335
Lender
NameBAY EQUITY
TypeFunding / Finance Company
AddressSAUSALITO, CA 94965
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 23, 2048

Tax Assessment & Valuation

Source: Pierce County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateWashington
CountyPierce County
MunicipalityBonney Lake City
Unified School DistrictSumner School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,084,500 (+17%) Land $338,700 Building $745,800$1,084,500 (+17%) Land $338,700 Building $745,800
2025$11,627.00 (+23.48%)
2024$9,416.00 (+0.58%)$926,900 (-2.78%) Land $270,400 Building $656,500$926,900 (-2.78%) Land $270,400 Building $656,500
2023$9,362.00$953,400 Land $262,800 Building $690,600$953,400 Land $262,800 Building $690,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 27, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 98.6% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Lumen Technologies
DSL		140 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Cyberdyne Networks, T-Mobile USA.

Based on FCC filings for 293 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemBONNEY LAKE WATER DEPARTMENT CITY
serves 43,371 people
Water SourcePurchased surface water from CITY OF TACOMA WATER DIVISION
Last State InspectionOct 2021
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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