45 Morse Ave, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 45 Morse Ave, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	2,245 sqft · built 1912
Lot Size	0.144 acres (6,251 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (May 2019)
Tax Bill	$17,707 (2025)
Deeds & Mortgages	Sep 2020 Mortgage May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-00186-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`02-00186-0000-00018`
Alternative APN	`020018600018`

Interior

Stories	1 Story
Building Area	2,245 sqft Living Area
1st Floor Area	2,245 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Lot Area	6,251 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	020018600018
Street Address	45 MORSE AVE
City	BLOOMFIELD
State	NJ
Zip	07003-2219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	50 X 125
Legal Block	186
Legal Lot Number	18
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	2
Census Block	2010
Census Tract	15600

Owner

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 MORSE AVE, BLOOMFIELD, NJ 07003-2219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Deed of Trust, Mortgage PENNYMAC
May 20, 2019	Grant Deed, Transfer · Conventional with PMI APPROVED FNDG
Feb 22, 2018	Deed of Trust, Mortgage · Line of Credit TD BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2019 · Amount on Record
Deed Sale	May 20, 2019 · Amount on Record
Prior Sale	May 14, 2012 · Amount on Record
Deed Document Number	201946698
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	45 MORSE AVE, BLOOMFIELD, NJ 07003-2219
Document Number	0000004841
Instrument Date	Sep 21, 2020
Transaction Type	Mortgage
Record Updated	Jan 28, 2021
Title Company	BETTERS TITLE & SETTLEMENT-ORT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45 MORSE AVE BLOOMFIELD NJ 070032219, BLOOMFIELD, NJ 07003-2219

Mortgage

Document Number	0000004841
Date	Jan 14, 2021
Instrument	4841

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2051

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	May 20, 2019
Property Address	45 MORSE AVE, BLOOMFIELD, NJ 07003-2219
Document Number	0000046698
Instrument Date	May 7, 2019
Instrument	46698
Transaction Type	Transfer
Record Updated	Jun 25, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45 MORSE AVE BLOOMFIELD NJ 070032219, BLOOMFIELD, NJ 07003-2219

Mortgage

Document Number	46700
Date	May 20, 2019
Instrument	46700

Lender

Name	APPROVED FNDG
Type	Funding / Finance Company
Address	RIVER EDGE, NJ 07661

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2049

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	45 MORSE AVE, BLOOMFIELD, NJ 07003-2219
Document Number	0000021876
Instrument Date	Feb 22, 2018
Transaction Type	Mortgage
Record Updated	May 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 MORSE AVE BLOOMFIELD NJ 070032219, BLOOMFIELD, NJ 07003-2219

Mortgage

Document Number	0000021876
Date	Mar 12, 2018
Instrument	21876

Lender

Name	TD BK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$507,500 (-) Land $146,100 Building $361,400	$507,500 (-) Land $146,100 Building $361,400
2025	$17,707.00 (+2.86%)	$507,500 (+3.36%) Land $146,100 Building $361,400	$507,500 (+3.36%) Land $146,100 Building $361,400
2024	$17,214.00 (+9.5%)
2023		$491,000 Land $146,100 Building $344,900	$491,000 Land $146,100 Building $344,900
2022	$15,721.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 50 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	79 (1984–2026)
Claims Outside the SFHA	8 of 79
Most Recent Claim	Jun 2026 · other causes
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 20 claims Hurricane Irene, Aug 2011 · 23 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 721 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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