45 Morningside Ave, Cresskill, NJ 07626 Property Records

Bergen County and Cresskill Borough property record for 45 Morningside Ave, Cresskill, NJ 07626

Property Summary

Property Type	Single Family Home
Details	1,352 sqft · built 1950
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$535,000 (Mar 2024)
Tax Bill	$10,830 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`08-00160-0000-00050`

Property Details

APN / Parcel Number

Primary APN	`08-00160-0000-00050`
Alternative APNs	`080016000050` `207400`

Interior

Stories	2 Stories
Building Area	1,352 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	207400
Street Address	45 MORNINGSIDE AVE
City	CRESSKILL
State	NJ
Zip	07626-1511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	75X100 3LT
Legal Subdivision	PARK HILL-CRESSKILL/CRESSKILL
Legal Block	160
Legal Lot Number	50
Jurisdiction	BERGEN NJ
Township / Civil Division	CRESSKILL
Census Block Group	2
Census Block	2002
Census Tract	8001

Owner

Source: Bergen County and Cresskill Borough records · APN 08-00160-0000-00050

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	36 MORNINGSIDE AVE, CRESSKILL, NJ 07626-1512
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 11, 2024 · Amount on Record
Deed Sale	Mar 11, 2024 · Amount on Record
Deed Document Number	202413060
Deed Book / Page	5190 / 1599
Record Updated	Sep 20, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Mar 11, 2024
Property Address	45 MORNINGSIDE AVE, CRESSKILL, NJ 07626-1511
Document Number	0051901599
Book / Page	5190 / 1599
Instrument Date	Feb 29, 2024
Instrument	2024013060
Transaction Type	Transfer
Record Updated	Apr 08, 2024
Title Company	EVERGREEN LAND TITLE SERVICES INC, EVERGREEN LAND TTL SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,511.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	250 W 16TH ST # ST50, ST50, NEW YORK, NY 10011-6168

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 MORNINGSIDE AVE, CRESSKILL, NJ 07626-1512

Mortgage

Document Number	2024013061
Date	Mar 11, 2024
Instrument	2024013061

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 01, 2039

Tax Assessment & Valuation

Source: Bergen County and Cresskill Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Cresskill Borough
Unified School District	Cresskill Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$560,600 (+17.45%) Land $400,000 Building $160,600	$560,600 (+17.45%) Land $400,000 Building $160,600
2025	$10,830.00 (+6.4%)	$477,300 (+11.39%) Land $327,500 Building $149,800	$477,300 (+11.39%) Land $327,500 Building $149,800
2024	$10,179.00 (+7.28%)
2023		$428,500 Land $292,500 Building $136,000	$428,500 Land $292,500 Building $136,000
2022	$9,488.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030080012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	20 (1999–2024)
Claims Outside the SFHA	4 of 20
Most Recent Claim	Aug 2024 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 11 claims Hurricane Irene, Aug 2011 · 2 claims

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 290 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.