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45 Morgan St, Worcester, MA 01606 Property Records

Worcester County and Worcester City property record for 45 Morgan St, Worcester, MA 01606 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1925
Square Footage1,518 sqft Living Area
Lot Size23,260 sqft (0.534 acres)
OccupancyOwner Occupied
Last Sale$400,000 (2023)
Tax Bill$5,021.00 (2025)

Property Details

APN / Parcel Number

Primary APN32-005-00010
Alternative APN
  • WORC M:32 B:005 L:00010

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,518 sqft Living Area
Gross Area2,355 sqft Gross Area
1st Floor843 sqft 1st Floor
Basement Area950 sqft Basement
Unfinished Basement950 sqft Unfinished
Stories2 Stories

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeStone Construction
Roof ConstructionHip Roof Construction
Roof MaterialAsphalt Roof
Lot Area23,260 sqft (0.534 acres)
Garage TypeBasement Garage
Deck AreaDeck Area

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemSteam Heating

Location & Zoning

Account Number32-005-00010
Street Address45 MORGAN ST
CityWORCESTER
StateMA
Zip01606-1338
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block5
Legal Lot Number10
JurisdictionWORCESTER MA
Minor Civil DivisionWORCESTER
Census Blockgroup3
Census Block3002
Census Tract730100

Owner

Source: Worcester County and Worcester City records · APN 32-005-00010

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address45 MORGAN ST, WORCESTER, MA 01606-1338
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Jan 27, 2023Quit Claim Arm's Length for NE States, Transfer · Federal Housing Administration (FHA) Mortgage
PRESTIGE HOME MORTGAGE LLC
Jan 21, 2020Quit Claim Deed, Transfer · Federal Housing Administration (FHA) Mortgage
ROSS MTG CO INC
Oct 12, 2018Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 27, 2023 · Amount on Record
Deed SaleJan 27, 2023 · Amount on Record
Prior SaleJan 21, 2020 · Amount on Record
Deed Doc Number20238415
Deed Book / Page68771 / 185
Record RefreshedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address45 MORGAN ST, WORCESTER, MA 01606-1338
Transaction TypeMortgage
Record UpdatedAug 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0065363-51
DateJun 11, 2021
Book Page65363/51
Instrument80812
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term349 Months
DueJul 01, 2050

January 2023: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionWORCESTER MA
Recording DateJan 27, 2023
Property Address45 MORGAN ST, WORCESTER, MA 01606-1338
Document Number068771-185
Book / Page68771 / 185
Instrument DateJan 27, 2023
Instrument8415
Transaction TypeTransfer
Record UpdatedFeb 10, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address45 MORGAN ST, WORCESTER, MA 01606-1338

Mortgage

Document Number0000008416
DateJan 27, 2023
Instrument8416
Lender
NamePRESTIGE HOME MORTGAGE LLC
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateJan 21, 2020
Property Address45 MORGAN ST, WORCESTER, MA 01606-1338
Document Number61768-161
Book / Page061768 / 000161
Instrument DateJan 17, 2020
Instrument6116
Transaction TypeTransfer
Record UpdatedJun 25, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,414.00
Additional
  • Quitclaim Document
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address45 MORGAN ST WORCESTER MA 016061338, WORCESTER, MA 01606-1338

Mortgage

Document Number61768-164
DateJan 21, 2020
Book Page061768/000164
Instrument6117
Lender
NameROSS MTG CO INC
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 20, 2050

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateOct 12, 2018
Property Address45 MORGAN ST, WORCESTER, MA 01606-1338
Document Number59537-312
Book / Page059537 / 000312
Instrument DateOct 12, 2018
Instrument108430
Transaction TypeTransfer
Record UpdatedOct 30, 2018

Transaction

AmountAmount Recorded
Tax$775.20
Amount AccuracyConfirmed
Additional
  • Quitclaim Document
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address25B BENSON ST WORCESTER MA 016043303, WORCESTER, MA 01604-3303

Tax Assessment & Valuation

Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,021.00 (+8.37%)$380,700 (+17.83%) Land $119,700 Building $261,000$454,670 (+4.18%)
2024$436,430
2023$4,633.00$323,100 Land $104,100 Building $219,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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