45 Monticello Ct, Oakley, CA 94561 Property Records

Contra Costa County property record for 45 Monticello Ct, Oakley, CA 94561

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,492 sqft · built 1988
Lot Size0.201 acres (8,750 sqft)
Owner2 Individual Names on Record
Last Sale$660,000 (Nov 2021)
Tax Bill$7,445 (2025)
Deeds & MortgagesNov 2021 Mortgage
Nov 2021 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN037-242-006-7

Property Details

APN / Parcel Number

Primary APN037-242-006-7
Alternative APN
  • 037-242-006

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,492 sqft Living Area
1st Floor Area1,492 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2000
Lot Area8,750 sqft (0.201 acres)
Garage TypeAttached
Garage Area472 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address45 MONTICELLO CT
CityOAKLEY
StateCA
Zip94561-3013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT6821 L17
Legal SubdivisionMAP/SUB 6821
Legal Tract6821
Legal Lot Number17
JurisdictionCONTRA COSTA CA
Township / Civil DivisionEAST CONTRA COSTA
Census Block Group2
Census Block2024
Census Tract302006

Owner

Source: Contra Costa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address22 SOLSTICE CT, OAKLEY, CA 94561-1759
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 5, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Nov 5, 2021Grant Deed, Transfer
OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Aug 23, 2021Intrafamily Transfer, Transfer
CHICAGO TITLE COMPANY
Aug 23, 2021Grant Deed, Transfer · Conventional Mortgage
CHANGE LENDING LLC
May 28, 2021Grant Deed, Transfer · Commercial Mortgage
LENDINGHOME FUNDING CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 5, 2021 · Amount on Record
Deed SaleNov 5, 2021 · Amount on Record
Prior SaleAug 23, 2021 · Amount on Record
Deed Document Number2021308559
Prior Transfer DateNov 3, 2021
Prior Transfer Doc0000308560
Record UpdatedOct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCONTRA COSTA CA
Recording DateNov 5, 2021
Property Address45 MONTICELLO CT, OAKLEY, CA 94561-3013
Document Number0000308560
Map ReferenceMB 309 PG 44
Instrument DateNov 3, 2021
Instrument2021-308560
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 SOLSTICE CT, OAKLEY, CA 94561-1759

Mortgage

Document Number0000308561
DateNov 5, 2021
Instrument2021-308561
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

November 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateNov 5, 2021
Property Address45 MONTICELLO CT, OAKLEY, CA 94561-3013
Document Number0000308559
Map ReferenceMB 309 PG 44
Instrument DateNov 2, 2021
Instrument2021-308559
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 SOLSTICE CT, OAKLEY, CA 94561-1759

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCONTRA COSTA CA
Recording DateAug 23, 2021
Property Address45 MONTICELLO CT, OAKLEY, CA 94561-3013
Document Number0000233967
Map ReferenceMB 309 PG 44
Instrument DateAug 20, 2021
Instrument2021-233967
Transaction TypeTransfer
Record UpdatedAug 1, 2023
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 MONTICELLO CT, OAKLEY, CA 94561-3013

August 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateAug 23, 2021
Property Address45 MONTICELLO CT, OAKLEY, CA 94561-3013
Document Number0000233966
Map ReferenceMB 309 PG 44
Instrument DateAug 18, 2021
Instrument2021-233966
Transaction TypeTransfer
Record UpdatedJun 15, 2023
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 MONTICELLO CT, OAKLEY, CA 94561-3013

Mortgage

Document Number0000233968
DateAug 23, 2021
Instrument2021-233968
Lender
NameCHANGE LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

May 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateMay 28, 2021
Property Address45 MONTICELLO CT, OAKLEY, CA 94561-3013
Document Number0000158283
Map ReferenceMB 309 PG 44
Instrument DateMay 10, 2021
Instrument2021-158283
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address133 ESTUDILLO AVE, SAN LEANDRO, CA 94577-4701
InvestorPossibly a Property Investor

Mortgage

Document Number0000158284
DateMay 28, 2021
Instrument2021-158284
Lender
NameLENDINGHOME FUNDING CORP
TypeMortgage Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityOakley City
Secondary School DistrictLiberty Union High School District (09 - 12)
Elementary School DistrictOakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$609,000 (+4.82%) Land $230,683 Building $378,317
2025$7,445.00 (-0.43%)$581,000 (-) Land $220,076 Building $360,924
2023$7,477.00 (-11.16%)$581,000 Land $220,000 Building $361,000
2022$8,416.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDIABLO WATER DISTRICT
serves 47,158 people · EPA ID CA0710007
Water SourcePurchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State InspectionJan 2024
Also Mapped HereCONTRA COSTA WATER DISTRICT
Lead2 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 622 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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